المصلحة العامة وضوابطها في المعاملات المالية والتطبيقات المصرفية المعاصرة The Public Interest and its Regulations in Financial Transactions and Contemporary Banking Applications

Abstract

Islamic banks are still a process of renewal in Islamic financial and banking thought, especially in the application of Maslahah in the financial and banking transactions. The main concern in this paper is using the Maslahah application and dragging all contracts and transactions without concerned attention to the theoretical framework for a sharia perspective. The researchers examine the combination of theoretical and applied aspects to ensure the application of Maslahah. This paper tries to explain the mechanisms and processes that are by theories in the use of Maslahah, as well as providing concrete applied transactions in existing current practices. The researchers found that the main goal of Islamic finance is not only to create liquidity but also to establish a suitable basis for the real economy and look at the structural construction of contracts without only focus on the interest sought from the contracts themselves.