Abstract
This paper aims to assess the influence of individual and organization on facilitating the housing finance. The research design is composed of a crossed factorial design of digital literacy and digital financial stability. The variables used in the investigation are perceived digital finance, perceived reverse mortgage, perceived mortgage, and housing finance intention. As a result, the digital literacy had a significant effect on perceived reverse mortgage, perceived mortgage, housing finance intention. The digital financial stability had a significant effect on perceived digital finance, perceived reverse mortgage, perceived mortgage. As a result of analyzing the research model of facilitating the housing finance, it was verified to be a significant complex mediating model. In addition, the discussion contains the suitable contents of information security strategy reflecting these research results.
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