Влияние криптовалюты на развитие российской экономики: угрозы и экономические возможности

Abstract

Current trends in economic development determine the course towards digitalization, which implies the development of entrepreneurship in the format of an electronic environment, marketed digital goods and services. Payments for services and goods in the digital economy are often made in digital currency. However, a number of features of the cryptocurrency, such as full virtuality, the absence of a single repository, control center and emission center; the absolute anonymity of all transactions and others create a number of threats to the stability of the national and global economy. The author states that gaps in Russian legislation in relation to cryptocurrency call into question a number of its advantages, forming them as risks and threats. For example, the existence of an alternative payment system violates the integrity of the national system, in particular, the Central Bank loses the monopoly right to issue money, and the supervisory authorities lose the right and ability to control the money turnover in the country.