Abstract

Practical experience of foreign countries testifies to the significant role of small business in ensuring the economic well-being of the country, which is facilitated, among other things, by a highly developed system of its financial support. In modern Russian conditions, the features of bank lending to small businesses give rise to a number of problems that complicate the opportunities for small business to use an affordable source of financing. In work on the basis of the analysis of existing problems, measures are proposed to develop a system of bank lending to small businesses.

Highlights

  • К субъектам малого бизнеса, согласно Федеральному закону от 24.07.2007 г

  • Practical experience of foreign countries testifies to the significant role of small business

  • the features of bank lending to small businesses give rise to a number of problems that complicate the opportunities for small business to use an affordable source of financing

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Summary

Introduction

К субъектам малого бизнеса, согласно Федеральному закону от 24.07.2007 г. В России зарегистрировано 266 256 субъектов, которые согласно российскому законодательству можно отнести к малому бизнесу, что на 1 302 малых предприятия меньше, чем годом ранее [5]. Прежде чем проводить анализ зарубежного опыта кредитования, рассмотрим специализированные кредитные программы для субъектов малого бизнеса, реализуемые в России.

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