Роль финансово-кредитных механизмов в обеспечении устойчивого развития Республики Адыгея

Abstract

The presented study analyzes the main sources of financial resources that are necessary for the effective and sustainable development of territories. Currently in Russia there is uneven distribution of financial resources, the bulk of which is concentrated in several large federal centers, while the remaining territories often experience a significant shortage of financial resources, which does not allow the regions to reach their full economic potential. This issue becomes especially relevant in conditions of macroeconomic turbulence and emerging trends in the deglobalization of the world economy. The purpose of the study is to analyze the main financial and credit mechanisms used to support the economic development of the Republic of Adygea, existing programs and projects to attract investment, as well as problems and prospects for further development of the financial sector in the region. The study is based on the use of a system-functional approach. During the research process, general scientific methods and techniques were used, as well as private methodological tools for economic developments. In the course of the analysis, the authors identified the existing problems of financing the economy of the region, identified growth points, and substantiated the concept confirming the need to create and develop an effective financial and credit mechanism in the regions due to the objective need to decentralize management in the country, providing regions with greater economic independence.