Аналіз світового досвіду забезпечення фінансово-економічної безпеки суб’єктів господарювання

Abstract

The article analyzes the international experience of ensuring the financial and economic security of economic entities. It is specified that the financial and economic security of an economic entity is a multidimensional dynamic system, which consists of certain internal elements that are designed to ensure the effective use of enterprise resources in each direction of its activity. It is noted that the analysis of foreign experience in ensuring the financial and economic security of economic entities reveals a variety of approaches and methods that can be useful for improving the system of financial and economic security in Ukraine. In general, foreign experience shows that the integration of a comprehensive regulatory framework, modern technologies, effective monitoring and crisis management systems, as well as regular audits and education are key elements for ensuring the financial and economic security of economic entities. The integration of these practices can significantly improve the system of financial and economic security in Ukraine, ensuring its stability and sustainability. The existing models of ensuring the financial and economic security of economic entities in different countries over the world are considered. It is determined that the system of ensuring financial and economic security in the United States is complex and integrated, with a clear division of functions between different regulatory bodies and the use of latest technologies for monitoring and management of financial risks. Thus, in each of the countries studied, financial and economic security is ensured through a combination of national regulatory bodies, international standards and practices, which allows creating a reliable and sustainable system not only of economic entities, but also of the country as a whole. It is concluded that approaches to financial and economic security may differ from country to country, but common features are the presence of specialized regulators, the role of central banks, mandatory audits and the use of stress tests. In turn, national laws, regulatory structures and approaches to crisis management cause significant differences. The study of international experience has proved that the introduction of effective methods and practices of other countries can significantly improve the system of financial and economic security in Ukraine. This may include introducing new regulatory standards, improving technology infrastructure, and increasing transparency in financial management.