АКТУАЛЬНІ ПИТАННЯ ФІНАНСОВОГО МЕНЕДЖМЕНТУ БАНКІВСЬКИХ УСТАНОВ В УМОВАХ ВОЄННОГО СТАНУ

Abstract

It is shown that financial management ensures the effective functioning of a banking institution on the market and contributes to its long-term stability. The elements of the financial management system are systematized, the effective interaction of which allows to minimize risks and achieve the set goals, contributing to the stability of banking institutions and their ability to adapt to changes in the financial markets. The objects of financial management of the banking institution, which play a key role in ensuring its effective functioning, have been systematized. It was determined that the financial management of a banking institution covers the traditional functions of financial management and more complex tasks related to the management of banking operations. It has been proven that the management of banking operations directly affects the overall financial stability and success of a banking institution. The financial management process of a banking institution is aimed at ensuring financial stability and its ability to achieve long-term financial goals. It is shown that the mechanism of financial management as an independent system includes a complex of tasks, goals, functions and methods aimed at implementing strategic decisions and achieving set goals. The key functions of financial management of a banking institution are summarized (strategic planning, operational planning, coordination, control, information support, financial reporting, ensuring business activity), which together form an integral financial management system of a banking institution, which allows it to effectively achieve its goals and maintain competitiveness on financial market. It is proven that strategic financial planning should contribute to the creation of a clear vision of the bank’s future development, ensuring its ability to adapt to changes in the external environment and maintain a stable financial position. The processes of current and operational financial planning involve the assessment and management of the bank’s financial resources in the short term, which will help banks adapt to changing conditions and support the effective implementation of their financial strategy.