Abstract
The article is devoted to the consideration of the development of mortgage housing lending in Latin America. The structure of the mortgage lending market and the stages of its development are considered. The article highlights the characteristic features of the situation on the mortgage lending market in Latin America and the Caribbean: the affordable real estate market is actually scarce, not keeping up with population growth; credit instruments are not available to the majority of the population due to the extremely low income level; the construction of private houses, as well as the purchase of ready-made housing, is too expensive; climatic and demographic conditions force the population to look for alternative housing options (mobile homes, favelas, etc.), which further complicates the situation in the social sphere and specifically in the housing issue.
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