마이데이터 서비스에서 적극적인 자기결정권을 위한 인터랙션 디자인 연구: 금융 약관을 중심으로

Abstract

This study examines the challenges posed by the big data industry on personal information protection, as the increasing demand for digital information leads to heightened interest in collecting and using personal data. Despite the implementation of the Personal Information Protection Act, the current regulatory framework falls short in effectively managing and utilizing big data, and the limitations of MyData bills, which prioritize the autonomy of information subjects, are further exacerbated by a lack of user awareness and technical issues. The study focuses on understanding the interaction design elements that facilitate active self-determination in the context of MyData, by conducting in-depth interviews to identify user inconveniences and expectations, and prototyping a virtual financial MyData service to evaluate effective interaction design elements. The findings highlight the positive and negative impacts of MyData service terms and conditions on user self-determination, and provide insights for interaction design that can support informed personal data management.