Abstract
At the moment (the first half of 2024), the banking sector of investment services for the population is dominant among all segments of investment services for individuals and corporate organizations in the Russian Federation. Today, the securities market, the foreign exchange market and the precious metals market together are significantly inferior in terms of financial resources and the number of transactions of individuals compared to investment instruments of the banking sector. In connection with the above, the author considers it necessary to analyze the pros and cons of this segment of the investment market, as well as some important nuances related to transactions of individuals with investment instruments.
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