Abstract
The article deals with the problem of including the size of the authorized capital in the criteria system for assessing the probability of bankruptcy of the insurer as the executor of the state contract. The trends in reducing the number of insurers in Russia are analyzed and a forecast is made for the list of those players in the insurance market that will not be able to increase the authorized capital to the standards stipulated by the instructions of the Central Bank of the Russian Federation. A proposal has been made on the need to introduce a minimum amount of the authorized capital as a mandatory requirement for contractors under contracts within the framework of the state contract system. The analysis of the geographic concentration of insurers was carried out and the need for the development of a regional insurance system based on the presence of local insurance organizations that take into account the risk characteristics of the regions is substantiated.
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