Abstract
The article considers the dynamics of changes in the requirements of the Central Bank of the Russian Federation to the size of the authorized capital in the period from 2012 to 2022. The situation with the reduction in the number of insurance companies in the market due to changes in the requirement of authorized capital in the context of types of insurance and periods of change in legal requirements is analyzed. The analysis of the situation associated with the minimum number of emergence of new insurance companies in the Russian market was carried out. Based on objective reasons, a forecast was made regarding the volume and structure of insurers that may leave the market by 2025 due to the inability to meet the requirements of the Russian regulator. In order to increase the transparency of the financial condition of insurers, a proposal was made to change the requirements for the publication of financial statements.
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