Views Of Scholars Research Articles

Social commerce constructs and purchase intention on social commerce sites: investigating the role of affective and cognitive attitudes in managing digital marketing challenges

Abstract Literature on the sequence of relationships between social commerce constructs, attitudes, and behaviors is disputed. According to earlier scholars, behavior is followed by attitude, conversely, recent evidence suggests a slight relationship. To explore this phenomenon in digital marketing, the aim of the current study is twofold: to examine a parallel mediation of cognitive and affective attitudes between social commerce constructs and purchase intention followed by sequential meditation of cognitive and affective attitudes in the relationship between social commerce constructs and purchase intention. Data for the study was collected using Google Forms from individuals who have used social commerce sites for making purchases over the last six months. The hypothesized model was analyzed using PROCESS macro. The finding of the study revealed that the composite influence of Social Commerce Constructs (SCCs) on online Purchase decisions is significant. Interestingly, our empirical findings support the view of recent scholars that behavior in the social commerce context is not followed by attitude but the cumulative relationship is significant and small. In parallel mediation, the mediation effect of affective attitude between SCCs and purchase intention is considerable. This finding indicates that to grab the attention of current and prospective customers in the era of digital marketing, marketers must focus on emotional content in online reviews.

ΤWO BEGINNINGS: ACROSTIC COMMENCEMENTS IN HORACE (EPOD. 1.1–2) AND OVID (MET. 1.1–3)

AbstractThis article proposes that Horace's Epodes and Ovid's Metamorphoses open with significant acrostics that comprise the first two letters, in some cases forming syllables, of successive lines: IB-AM/IAMB (Epod. 1.1–2) and IN-CO-(H)AS (Met. 1.1–3). Each acrostic, it will be argued, tees up programmatic concerns vital to the work it opens: generic identity and the interrelation of form and content (Epodes), etymology and monumentality (Metamorphoses). Moreover, as befits their placement at the head of collections, both acrostics negotiate the challenge of literary commencement. The introduction reviews recent developments in acrostic studies and discusses important predecessors and parallels for Horace's and Ovid's ‘two-letter’ and syllabic acrostics. Two subsequent sections examine the acrostics singly, and a conclusion compares the dialogues that these acrostics open between author and reader, underscoring the welcome challenge which Ovid's acrostic offers to the prevailing scholarly view that this form of wordplay is a strictly visual affair.

CRISIS RESEARCH FOUNDATIONS IN THE TRANSFORMING WORLD ECONOMY: A THEORETICAL PERSPECTIVE

Objective. This article examines the theoretical foundations of crisis research within the context of an evolving global economy. It highlights the necessity of re-evaluating traditional economic theories to encompass the interconnected nature of modern financial systems, technological advancements, and emergent global threats such as pandemics and climate change. Results. The discussion extends to the analysis of the most recent scholarly contributions and identifies gaps that present opportunities for future research. The interconnectedness of the global economy has not only facilitated international trade and cultural exchange but has also increased the propensity for localized economic disruptions to escalate into global crises. From financial collapses and geopolitical instability to pandemics and climate change, modern economic crises represent a complex interweaving of causes and consequences that extend far beyond traditional economic theories and models. Traditional economic theories have often fallen short in predicting and mitigating the impacts of these crises. In this article, an attempt is made to comprehend and systematize modern economic crises through the lens of globalization, technological changes, environmental and healthcare challenges, while proposing a new theoretical approach for understanding and managing these crises. The relevance of this research lies in its pursuit to bridge the gap between existing economic models and the realities of a dynamic global economic landscape. The purpose of this article is to forge a comprehensive theoretical framework that encapsulates the complexities of modern economic crises. By integrating diverse scholarly views and addressing the inadequacies of existing models, this framework aims to improve our predictive capabilities and policy responses to future economic downturns. The body of the article comprises a detailed examination of various factors influencing the global economy, such as the rise of cryptocurrency markets, the shift towards remote economies in the post-pandemic era, and the impact of geopolitical tensions on trade and finance. It contrasts the efficacy of existing economic indicators with the emerging challenges posed by these factors, using case studies and empirical data. On the basis of the synthesized material, a classification of theories proposed by scholars regarding economic crises can be articulated. This classification not only captures the diversity of perspectives but also aligns with the complex nature of crises in the contemporary economic landscape. Practical significance. The article concludes by asserting the critical need for adaptable and forward-looking economic theories. The conclusions reinforce the notion that understanding the current and future economic crises requires a more holistic and flexible approach to theoretical research, one that can accommodate the unpredictable nature of the global economy.

Supervision and Control as A Form of Ensuring Labor Discipline

Objective: This scientific article aims to explore the importance of supervision and control as mechanisms for ensuring labor discipline. It analyzes existing scholarly views on the concept of labor discipline, offers a novel perspective, and discusses the theoretical approaches to understanding "supervision" and "control" in the context of labor discipline.
 Methods: The research is based on a comprehensive approach, employing logical-semantic analysis to uncover the essence of key concepts. It uses the analytical and documentary analysis methods to understand supervision, control, and labor discipline. The study is founded on legislative norms and previous works in labor law.
 Results: Labor discipline is defined as a system of legal norms that govern the behavior and obligations of employees, emphasizing conscientious work, adherence to legal requirements, and the protection of property and company secrets. The article outlines the role of labor discipline in ensuring stable and orderly social relations within the workplace and examines different scholarly interpretations of the concept.
 Conclusions: Labor discipline is crucial for maintaining an efficient work environment. Supervision and control are essential tools for enforcing labor discipline. Supervision focuses on ensuring compliance with labor laws and regulations, while control encompasses a broader range of activities, including intervening in the workplace to address deviations and violations promptly. Although these terms share similarities, they differ in nature, subject, methodology, and application. The article highlights the significance of supervision and control for employers and employees, serving to protect rights, interests, and maintain discipline in labor relations.

Review on the Development of Left Turn Crossing Theory of Non-Motor Vehicles

Non-motor vehicles are an important part of urban road traffic system, which plays an important role in the daily travel of urban residents. In recent years, the congestion of urban road traffic system has become more and more serious. In order to alleviate the congestion situation, on the one hand, the traffic management department reduces the road congestion by limiting the number of motor vehicles; on the other hand, the government vigorously advocates public transportation and green and low-carbon travel to adjust the travel mode structure. This paper systematically combs, summarizes and summarizes the views of domestic and foreign scholars from two aspects of the mode and theoretical development of non-motor vehicles turning left across the street. It is found that the left-turn crossing behavior of non-motor vehicles is from simple to comprehensive, from immature to gradually mature. Finally, the research on the development of non-motor vehicle holiday behavior is summarized and prospected.

Понятие либертарианства в политической философии

The article is devoted to libertarian philosophy and the problem associated with the identification of the essential features and theoretical provisions of this philosophy. An attempt has been made to analyze and compare different perspectives of libertarianism researchers on understanding the concept of libertarianism. The need for such a study is due to the fact that in the domestic research scientific sphere there are no works that would attempt a comprehensive disclosure of the content of the concept of “libertarianism” and the main provisions of this philosophy. The views of various scholars and representatives of libertarianism were studied and summarized — foreign (L. von Mises, A. Rand, F. von Hayek, D. Russell, S.E. Konkin, M. Rothbard, W. Block, F. Friedman, R. Nozick, M. Zvolinski, P. Wallentine) and domestic (S. Strykun, L.M. Pavkin, N.N. Ravochkin, M. Svetov*, M. Pozharsky).

Situation of Elderly Person with TB: A Comparative Study of Countries in the SAARC Region

SAARC has adopted WHO’s Global Stop TB partnership strategy which envision a TB-free world and elimination of TB by 2050. This research study mainly focused on the situation of Elderly Person with TB in the SAARC region. The main moto of the research to assess the SAARC regions situation of elderly persons with TB. This research goes to focused on prevalence of TB burden in SAARC region. Elderly people who are vulnerable it is easily affect with TB. Along with the elderly population’s growth in numbers, there has been an increase in the number of Tuberculosis (TB) cases among elderly people. The research study emphasized on South Asian Association for Regional Cooperation elderly people trend and scenario for the elderly Persons and living condition, Treatment adherence, Treatment Supporter, Government Scheme. Several Studies report contrasting data about poorer tolerance of TB drugs in this population. Adherence to anti-tuberculosis treatment is a fundamental issue for the outcome of treatment. Decreased completeness of treatment was shown in older people as well as a higher risk of treatment failure. This study used a qualitative research approach, descriptive analysis, and the study's primary method to analyze multiple research studies, find any discrepancies, and subsequently address this qualitative analysis. This study will contribute positively and provide a critical view of scholars and aging professionals in relation to the phenomenon of trends. The rate of population increase of the elderly in SAARC Countries is more than the overall population growth rate. The resulting ever increasing size of older people are likely to raise demands for several specific social services including medical facilities, financial support, family care and improved public infrastructure.

Hadith in Social Media: Study of Ustaz Adi Hidayat's Hadith Submission on the "Adi Hidayat Official" Youtube Channel

In the digital era, the most pronounced change in the field of hadith studies is the ease of finding hadith studies of the Prophet Muhammad. on social media. The spread of hadith studies on social media carried out by these ustaz helped make it easier for the common Muslim community to understand a hadith related to certain themes. One of the figures who plays an active role in studying hadith on social media is Ustaz Adi Hidayat. Therefore, this paper aims to see how the delivery and understanding of the hadith given by Ustaz Adi Hidayat on social media is a form of transformation of the delivery of hadith from classical to digital. This paper uses a qualitative research method based on the Youtube video kanal "Adi Hidayat Official" as primary data. While the secondary data is some literature in the form of books, journals, and research related to the same theme. The analysis of research data was carried out by condensation, display, and data conclusion/verification that took place simultaneously. As a result, Ustaz Adi Hidayat is a figure who can be said to be qualified in the field of hadith. On the Youtube kanal "Adi Hidayat Official", he examines hadith based on certain themes both textually, intertextually and contextually, and also presents several different views of scholars to provide a more comprehensive and complex understanding. This can be seen in the uploaded content entitled "Four Features of Ramadan - Ustaz Adi Hidayat" and the playlist "Ramadan 1444 H Program: Kitabus Shaum 2023".

The Critical Reflections on Chinese Students Stereotypes

This article analyses the critical thinking of previous studies from various perspectives on the stereotypes of Chinese students. It focuses on three aspects: What are the earlier stereotypes of Chinese students from numerous international scholars? What do they regard as the reasons for these stereotypes, and what are their respective attitudes? What are the new in-depth views of scholars on these stereotypes, and what initiatives have been proposed to improve the stereotypes of Chinese students? These questions are answered in the following main body section. Through the analysis and summary of scholars findings, it is found that stereotypes of Chinese students can be mainly related to learning styles and traditional Chinese cultural characteristics. The cause of stereotypes primarily comes from the influence of cultural differences between China and the West and the lack of understanding of Chinese education. The scholars critical views on Chinese students stereotypes are mainly about the internal and external environmental influences on Chinese students and the consequences of stereotypes. Therefore, this paper contributes to future research on improving Chinese students stereotypes in the context of international education.

Диференцирано преподаване в час по чужд език – слушане с разбира- не и четене с разбиране чрез LearningApps

Listening comprehension and reading comprehension play an essential role in foreign language acquisition, but learners differ on a number of indicators related to this aspect. The aim of this paper is to examine different options for the effective use of the LearningApps online platform in differentiated instruction in a foreign language classroom when the focus is on developing listening comprehension or reading comprehension skills, since a differentiated approach implies greater learner emotional engagement, greater motivation to learn, and better learning performance compared to a non-differentiated one. In order to achieve this goal, the views of scholars in the fields of psychology, pedagogy and language teaching methodology are taken into account. Based on the analysis, a number of requirements are derived for the teacher in using LearningApps to develop learners' skills on the speech activities under consideration.

Recent developments in entrepreneurial marketing: systematic literature review, thematic analysis and research agenda

PurposeThe developing field of entrepreneurial marketing reflects input from both marketing and entrepreneurship. Since the early 1980s, it has evolved heterogeneously, without a coherent theory, leading to complex scholarly views. Therefore, this literature review aims to shed light on the recent developments, reveal various research perspectives related to entrepreneurial marketing and derive future research avenues.Design/methodology/approachTo account for recent scientific contributions and establish a more transparent view of divergent insights, the systematic literature review reported herein covers 207 peer-reviewed journal articles published after the “Charleston Summit” over 12 years (2010–2021) and details their contributions based on descriptive and inductive thematic analysis.FindingsFirst, a descriptive analysis illustrates recent scientific developments indicating that entrepreneurial marketing is a vibrant research field with a continuous increase in publications worldwide and a wide range of research methods applied. Second, the thematic analysis suggests a three-part classification into entrepreneur, business and market perspectives. The authors present the most frequent themes and subthemes within this literature domain, as well as offering a critical assessment of the field that reveals key directions for expanding existing research.Originality/valueTo the best of the authors’ knowledge, this study is the first comprehensive review systematically examining entrepreneurial marketing literature while conducting an in-depth thematic analysis. It enhances current knowledge of the field by extending previous narrative and bibliographic reviews and discussing research directions. Aside from specific research questions, an alternative way to narrow down the multiple research objects is elaborated by critically debating the perspectives.

Вплив культурних конфліктів на освітній процес закладів вищої технічної освіти

The article reveals the problem of cultural conflicts among student youth and their impact on the educational process. The concept of «cultural conflict» is analyzed from the point of view of domestic and foreign scholars, methods for determining the levels of cultural conflict among students are proposed.The aim of the article is to analyze and determine the causes and manifestations of cultural conflicts among young people using psychological and pedagogical methods and tests.The psychology of adolescence is reflected, the characteristic feature of which is the strengthening of conscious motives for behavior. This is a period of great activity in the physical, psychological and mental development of a young person, when building their own views on life, and this period is quite difficult, which has an impact on the perception of other cultures. Attention is drawn to the importance of the humanities in technical institutions of higher education and their importance in the formation of tolerance towards other ethnic groups. The example of the discipline «Psychology of personality» shows the forms of work with students that affect their understanding of cultural conflict. The importance of testing and training in the formation of a tolerant attitude towards other cultures is described. The results of methods for determining the index of tolerance (determination of high, medium and low level of tolerance) and types of ethnic identification (ethnonigilism, ethnic identity, positive identity, ethnoegoism, ethnoisolationism, ethnofascism) are presented. Based on the results of the presented methods and their results, a description is provided with elements of training, which aims to help students overcome their own prejudices against other ethnic groups and social groups, the formation of intercultural communication and perception of other nationalities, their cultural characteristics.108Prospects for the study are the further introduction of various methods and training to identify cultural conflicts among student youth in the educational process, where students are active participants and their introduction will help to understand the problem and prevent cultural conflict.

Penggunaan Alat Pengeras Suara pada Lantunan Adzan dan Ayat-ayat Al-Qur’an Menurut Pendapat MUI Sumatera Utara dan KH. Mahmud Mukhtar

Adzan means to announce, convey information about a problem. Whereas according to the term is "certain utterances to announce the time of Fardhu prayer", or in other words is "announcement about the entry of Fadhu prayer times with certain pronunciations". Mosques in Indonesia have started using loudspeakers as a tool to voice religious communication activities such as the call to prayer, recitation of verses from the Koran, tarhim, praise, dhikr, recitations, lectures to religious speeches. The purpose of this research is to find out the views of the Chairman of the North Sumatra MUI and KH. Mahmud Mukhtar regarding the case of the use of loudspeakers. From the type of research conducted in the field and from a circular issued by the Ministry of Religion Number 05 of 2021 concerning Regulations for Loudspeakers in Mosques and Musholahs. As well as the views of scholars regarding the call to prayer using loudspeakers.

The Imperatives of Media Convergence

This paper explores the intricacies of media convergence from a journalistic perspective. The paper first looks into the definitions of media convergence and introduces the processes of media convergence from the views of different scholars. This paper was exploratory thus it examines the reasons for media convergence anchoring its theoretical basis on the media convergence theory. The merits and demerits of media convergence were highlighted and the paper concludes that the Internet has unified all media forms such that any medium that has not fully converged on the Internet can be said to be lagging behind. However, this is not to affirm that the media cannot survive without converging on the Internet but it is safe to say that such mass media that are absent on the new media might have reduced its essence of being a conduit for mass communication because the idea of mass communication is mass reach and the Internet offers that mass reach directing the attention of media owners in that direction. The media survives mainly on advertisements and advertisements are audience-oriented implying that advertisers go where the audiences are hence media convergence offers a great opportunity for the audience and advertisers to meet

The Studies of Quranic recitation according to Ibn Taghri in his unpublished manuscript Fatih Al-Bari Fima Yahtaju Ilaihi Al-Muqri’ Walqari’

The Quran is the Holy book of Islam and represents the unchanged literal word of Allah in Arabic. The Quran was revealed in various forms and expressions – that is, recitations – to accommodate the diversity of Arabic dialects and the variations in the people's abilities. Such recitations have been studied extensively, but unfortunately, many of which are not available as scholarly books. One of them is Ibn Taghri’s manuscript, titled: Fatih Al-Bari Fima Yahtaju Ilaihi Al-Muqri’ Walqari’. It underscores the significant perspectives in regards to the most important conditions for accepting or rejecting a particular recitation. It aims at drawing the attention of individuals interested in Quranic studies to new and beneficial insights. The paper is a quality review which adopts the descriptive approach. The subjective perspective is acknowledged as the human experience is involved to explain scholarly views and make judgments. Indeed, the article concludes that Ibn Taghri’s unpublished manuscript provides different perspectives and adopts Ibn al-Jazari's ideas in most of the issues discussed regarding the Quranic recitations. It also accentuates that the primary criterion for accepting a recitation or rejecting it is the principle of tawatur (continuous transmission). It is obligatory to adhere to the Uthmanic script of the Quran and not deviate from it, except in educational contexts or when necessary. This article recommends editing Ibn Taghri’s unpublished manuscript in a scholarly manner and preparing it for the benefit of specialists and experts by disseminating its content to a wider audience.

TRADISI MEMBACA QULHUWALLAH OLEH MASYARAKAT DESA PARINGGONAN KECAMATAN ULU BARUMUN KABUPATEN PADANG LAWAS

The background of this research is to depart from the reading of the Qur'an which then presents or sends its reward to people who have died by the people of Paringgonan Village, Ulu Barumun District, Padang Lawas Regency, the implementation is different from what is practiced by other villages in Ulu Barumun District. This research is a qualitative field research, using descriptive analysis methods. The purpose of this study is to, Know the practice of reading qulhuwallah carried out by the people of Paringgonan Village, knowing the views of scholars and community understanding of the tradition and knowing the implications of the qulhuwallah reading tradition. The results showed that: The practice of the tradition of reading qulhuwallah in Paringgonan Village is carried out every time there is a death, on the first, second and third nights after the death is buried. The views of Paringgonan scholars on the tradition of reading qulhuwallah are generally the same, namely encouraging people to read qulhuwallah every time there is death. Community understanding of the tradition, namely a form of help for people who have died, comforting disaster experts, and social means to stay in touch. As well as the implications of this tradition, it is able to shape the personality of the community based on Qur'anic values to always remember death, help ease the burden on mait families, and also strengthen social relations of the community so that the Qur'an is more familiar in the midst of the wider community.

SCIENTIFIC AND THEORETICAL FOUNDATIONS OF TEACHING M. AUEZOV'S STORIES

The article deals with the nature of the study of the stories of M.O Auezov, a thinker, an artist, not only in Kazakh literature, but in all human literature. It is said that the author's stories are known to the world community and are a valuable resource of our literature. Noting the relevance of the study of M. Auezov's stories in the Kazakh literary criticism, the author mentions several scholars who study the stories of writers. On the basis of scientific work, M. Auezov's stories are considered as a scientific object. The article also analyzes the works, conclusions and views of scholars who have studied the stories of the writer. The author refers to the period of research of the writer's stories, refers to the conclusions of scholars who classified the ethnographic features of M. Auezov's stories in terms of: psychology, image system, dialogic nature in the text, mythology in the writer's stories, landscape, genre research and the writer's first prose works. Considering the findings of these scientists, the analysis of the writer's stories proves the relevance and importance. In the process of comparing and classifying concepts, the author clearly expresses his opinion. The study of M. Auezov is one of the most important aspects of Kazakh literary criticism. After all, by studying the writer, we can draw conclusions about the artistic pursuits of Kazakh literature of that period. And through the works of scientists who have studied the heritage of the writer, we can recognize the personality and creativity of the writer. Therefore, it is clear that the two processes that develop from each other have a great impact on the study of Kazakh literature. Therefore, the author concludes that in modern Kazakh literary criticism the importance of work to understand the artistic presumption of the writer's work has increased and the need for research.

A Study on the Claim that the Amounts of al-Madd al-Farʿī (Secondary Madd) Affect the Meanings of the Verses of the Qurʾān

The issue of madd is one of the most fundamental issues in the science of qirāʾāt and is discussed extensively in the literature. In addition, in some of the recent studies conducted in Türkiye, it has been observed that the issue of secondary madd (al-madd al-farʿī) has been dealt with from the aspect of meaning in a different way from the discussions in the literature. In these studies, the amount of madds has been mentioned within the framework of the madd-meaning relationship and a claim has been made that the secondary madds based on lexical reasons deepen the meaning of the verses. In this paper, an attempt has been made to trace this argument in the qirāʾāt literature‎, and the views of contemporary scholars on the subject have been included. Additionally, in order to point out the existence of the madd-meaning relationship other than the al-madd al-farʿī, the prac-tice of exceptional al-madd al-ṣila, which is related to the meaning, was also touched upon. From this point of view, the main purpose of this study is to reveal the claim that "the farʿī madds affect the meaning of the verses" and to reveal the literature's counterpart of the exceptional al-madd al-ṣila practice of relationship with the meaning. As a result of the research, it has been seen that this claim about the secondary madds does not correspond to the information in the qirāʾāt‎‎ literature. In the case of the exceptional madd of hâ al-kināya, which is within the scope of the al-madd al-aṣlī/al-madd al-ṭabīī (natural madd), its effect on the meaning has been identified in the works of qirāʾāt, tajwīd, and some tafsīr; however, it has been concluded that the phonological justifications for this exceptional example contain inconsistencies within themselves. Likewise, it has been deter-mined that an eclectic method has been used effectively in the justifications for the view in regard-ing the secondary madds.

Premilinary analysis of cross-shareholding in the green supply chain and recommendations for regulatory policy in the Philippines

Cross-shareholding is increasingly used in supply chains to improve strategic synergy between companies. However, regulations on cross-ownership within green supply chains are still in their early stages of development. Cross-ownership affects both the government’s pricing strategy and its carbon reduction policies. Additionally, the cross-shareholding structure impacts the profitability of the supply chain by introducing power dynamics between manufacturers and retailers. When cross-shareholding regulations and models are implemented, manufacturers and retailers within the supply chain exhibit more substantial reductions in their carbon footprint and experience increased profits, particularly in decentralized supply chains when cross ownership surpasses a specific threshold. The adoption of cross-shareholding profit-sharing agreements could enhance the performance of green supply chains. This article synthesizes the views of scholars on cross shareholding in the supply chain. It uses analytical methods to evaluate the role of the negotiation process, trade credit, and cross-shareholding in the supply chain. The article uses jurisprudence to recommend a cross shareholding policy in the Philippines to enhance supply chain efficiency. It uses the “Stackelberg Leadership Model” to analyze the impact of cross-shareholding on two levels of the supply chain, offering recommendations for future implementation to improve supply chain efficiency. The article recommends that the Philippines’ supply chain policy include mechanisms to encourage new companies to join the existing cross-ownership network, capitalize on the impact of cross-shareholding on supply chain assessment, and develop ways to use equity ratio and trade credit. These recommendations aim to refine policy and legislation in the Philippines to effectively utilize trade credit, equity ratios, and cross-shareholdings in supply chain management.

Analisis Hukum Bunga Kredit Usaha Rakyat (KUR) pada Kantor Cabang Pembantu (KCP) BRI Unit Kamal Bangkalan Ditinjau dari Perspektif Maqashid Syariah


 Kredit Usaha Rakyat (KUR) is a debt scheme with a low interest rate provided to small and medium enterprises (MSMEs) that require additional capital and credit for business development. Bank BRI Kamal Unit, as one of the KUR distributors, has successfully implemented this program with a value of 5.5 billion rupiah in 2022. However, from a sharia perspective and based on the opinions of scholars, whether the KUR program with an interest component that is forbidden in Islam can be said to be usury or can be said to be halal if someone is forced to do so, remains to be seen. So the purpose of this research aims to analyze the law of KUR interest through the views of scholars who state that it is haram, halal, or even syubhat in terms of the maqashid sharia perspective. This type of research is descriptive qualitative, where attention is paid to current issues during the research. Through descriptive qualitative research, researchers try to describe events and events in focus without special treatment. The last stage in data analysis is drawing conclusions and verification. As a result, it is known that the view of scholars who allow KUR loans is more in line with Maqasid Sharia, namely the preservation of life (hifz al-nafs) and property (hifz al-mal), compared to its prohibition, both of which are placed at the Dharuriyyat level or at least Hajiyyat.
 Keywords: Interest, KUR, Riba, Maqashid Syariah