Research background: The UN usually defines cities with more than 1 million inhabitants as megacities. As of 2019, over 55% of the world’s population lives in metropolitan areas. Nowadays, rapid population growth and urban growth have created many socio-economic problems, but also created enormous potential for opportunities. On the one hand, risks, depletion of urban resources, industrial isomorphism, environmental pollution and environmental damage, and, of course, we must not forget about the global virus that is adjusting urbanization processes. On the one hand, risks, depletion of urban resources, industrial isomorphism, environmental pollution and environmental damage. And, of course, we must not forget about the global virus that is making adjustments to the processes of urbanization. On the other hand, megalopolises reduce the costs of doing business, stimulate the process of the birth of new types of business, create new forms of organizations, and create jobs. Megacities are a generator of innovation. Purpose of the article: to develop proposals for the creation of a scientific center of a representative megacity for financial support of innovations and for monitoring information flows and risks. Methods: used in the research: financial engineering, mathematical modeling, robo-advising, crowdfunding, big data technologies. Finding & Value added: Based on the results of the research, a digital platform model and methodology for creating innovative financial products will be created. The model will allow administrative staff to monitor and shape the financial policy of the metropolis. Innovative financial products will be used on the investment platform and will help solve the problem of credit deficits for companies in the early stages of their life cycle.