Islamic Perspective Research Articles

Effect of Customer Experience, Product Variation and Customer Satisfaction on Customer Loyalty in Islamic Business Perspective (Study on Customer of PT. Pegadaian CP Tanjung Karang Center)

This study aims to analyze the effect of customer experience, product variation and customer satisfaction on customer loyalty at PT. Pegadaian CP Tanjung Karang Center. This type of research is a quantitative research with descriptive and associative approach. In this study the population used is the customer of PT. Pegadaian CP Tanjung Karang Center. Determination of the sample size is based on the calculation of the slovin method, then the number of samples in this study is 100 respondents. The data collection technique of this study is spread questionnaire. Data analysis tools used in this study using SPSS 25. The results of the study explain that customer experience has a positive and significant effect on customer loyalty. Good experience, honesty, and fairness in Islamic business is able to increase trust and loyalty. Product variations also have a positive and significant effect on loyalty, because they are able to meet the needs of various customers. Customer satisfaction shows a positive and significant influence on loyalty satisfied customers will tend to remain loyal and have ongoing confidence in PT. Pegadaian services. Simultaneously, the three variables together affect customer loyalty positively and significantly. In the Islamic business perspective, transparency, honesty, and trustworthiness are the basis for creating customer satisfaction and loyalty, as well as supporting business sustainability, increasing the trust of the PT. Pegadaian community.

Stoicism and Islam: Analysis of Fachrudin Faiz's Thoughts on the Cahaya Indonesia YouTube Communication Platform

This study aimed to analyze Fachrudin Faiz’s thoughts on stoicism and Islam as presented on the Cahaya Indonesia YouTube channel. The research was conducted using a qualitative approach with a content analysis method. Data were obtained from primary sources in the form of a video uploaded by the Cahaya Indonesia YouTube channel, featuring content on the meeting point between stoicism and Islam. Secondary data consisted of books, scholarly writings, and several previous studies relevant to the research object. Data collection was carried out using documentation techniques, followed by analysis and conclusion drawing. The results of this study revealed two meeting points between stoicism and Islam. First, the concept of harmony and alignment in stoic thought aligned with what is referred to as sunnatullah in the Islamic perspective. This was interpreted as a pattern for living life and the ability to exercise self-control over one’s desires. Second, the concept of virtue is in stoicism, and amal shaleh (righteous deeds) is in Islam. Amal shaleh, which is grounded in knowledge, will lead to virtue. Virtue, in turn, will bring about a peaceful and contented soul, as described by the concept of nafs al-muthmainnah in Islam.

Understanding Childlessness: Islamic Law Perspective Involving a Social Media Influencer and Their Impacts

Although having children is generally viewed as one of the most important tasks of adult relationships, particularly marriage, birth rates in Indonesia have been progressively decreasing in recent years. Some studies relate this tendency to the success of the government’s Keluarga Berencana (KB) family planning program, the economic consequences of the COVID-19 pandemic, which has resulted in childbearing delays, and a broader trend of sexual recession. A particularly noteworthy and contentious feature of this reduction is the growing acceptance of a childless lifestyle influenced by some particular social media influencers, which contradicts traditional norms of society. This paper aims to explore the childlessness phenomenon through the lens of Islamic law, with a specific focus on Indonesia. By employing a literature research methodology, we examine religious texts, scholarly interpretations, and existing studies on demographic trends and cultural shifts. The research delves into how Islamic jurisprudence views the decision to remain childfree and how these views are reconciled with the changing societal attitudes in Indonesia. Our findings suggest that while the concept of being childfree is gaining visibility, it remains contentious within the context of Islamic teachings, which traditionally emphasize procreation. This paper contributes to the ongoing discourse by providing a nuanced analysis of how Islamic law interprets childfree decisions and the potential implications for Indonesian society.

The effect of Green Product, Green Perceived Value, and Environment Knowledge on Green Purchase Intention on Cleo Eco Green bottled water in Islamic Economic Perspective

This study aims to determine the effect of green product, green perceived value, and environment knowledge on green purchase intention in Cleo Eco Green bottled water products in the perspective of Islamic economics. The method used is a quantitative approach with data collection through questionnaires involving 100 respondents in the city of Bandar Lampung. The results of the analysis showed that Green products have no significant effect on Green Purchase Intention, with a p-value of 0.600. The Green Perceived Value also had no significant effect, with a p-value of 0.070. However, Environment Knowledge was shown to have a positive and significant effect on Green Purchase Intention, with a p-value of 0.033. These findings indicate that although consumer awareness of green products is still low, good environmental knowledge can increase the purchase intention of green products. In the perspective of Islamic economics, these three variables are interconnected and can increase consumer awareness to consider the social and environmental impact of their choices.

Eksploitasi Citra Tubuh Perempuan di Media Sosial TikTok dalam Perspektif Islam

Their roles include being mothers, educators, and leaders, while their obligations involve worshiping, maintaining their dignity, and supporting their families. In addition, women also have rights to pursue higher education, to work, to own property, and to participate in politics. In today's era, women are increasingly active in contributing to the family's economic needs. This began as women gained access to the internet and the freedom to use social media, introduced by various application developers. The presence of social media on smartphones has played a significant role in providing knowledge and information, thus opening up opportunities for people from various backgrounds to participate actively. TikTok, currently the third most-used social media platform, offers a unique dynamic. While TikTok collaborates with various organizations and institutions with the goal of raising awareness and empowering Indonesian women and small business actors (MSMEs), unfortunately, many women still use TikTok as a means of earning money by exposing their bodies to gain special gifts from viewers. One example is accounts that "sell crowns" to receive a “Whale” gift. In this study, the author seeks to identify the types of female exploitation on social media and to describe them from an Islamic perspective, using observational techniques on TikTok content.

Perkembangan Agama pada Usia Sekolah (6-18 Tahun) dalam Perspektif Islam

This study examines the stages of religious development in school-aged children (6-18 years) from an Islamic perspective, focusing on the role of education, environment, parents, and teachers. The main argument of the study states that each age phase has different spiritual characteristics: elementary school age (6-12 years) is concrete with the habit of worship, junior high school age (13-15 years) is marked by the search for religious identity through reflection on values, and high school age (16–18 years) leads to the internalization of values into religious attitudes. The study employs a qualitative approach using literature review methods, collecting data from primary sources (exegesis, hadith, developmental psychology) and secondary sources (journals, books, policy documents). Findings indicate that the emotional bond between children and their parents and teachers significantly influences the reinforcement of religious values, particularly in instilling moral values, worship, and role modeling. Evidence suggests that students' spiritual crises often stem from weak religious upbringing from an early age. This study recommends strengthening school-home collaboration, integrating spiritual values into a holistic curriculum, and age-specific approaches. In conclusion, children's religious development requires synergy between parental role modeling, teachers' contextual teaching methods, and a conducive environment. This study contributes to the development of an Islamic education model that balances cognitive, affective, and spiritual aspects.

Al-Kindi on the Anthropocene Curriculum: Intercultural Anthropo-Ethics and Citizenship Education

ABSTRACT This article explores the epistemological foundations necessary for conceptualising an Anthropocene curriculum from an Islamic perspective that can be integrated into global education. The Anthropocene denotes a new geological epoch shaped by human activity. This paper argues that addressing three core epistemic issues, abstraction, interdisciplinarity, and Earth citizenship, is essential for conceptualising a culturally relevant Anthropocene paradigm. What epistemic practices, grounded in Islamic thought, contribute to Anthropocenic awareness? How do we foster an Anthropocenic discussion in Arab societies that aligns with shared cultural values? Drawing on the works of 9th-century Arab philosopher Al-Kindi, the article situates these epistemes within his broader vision of knowledge and the curriculum of Minhaj. Additionally, the article critiques contemporary Islamic environmental discourse for its tendency to rely on surface-level Qur’anic references or uncritical assertions to advocate for ecological awareness. Instead, it proposes a deeper philosophical engagement with the Anthropocene curriculum. It proposes an intercultural and philosophically oriented Islamic approach to Anthropocene education. It argues for a shift from declarative religiosity toward a dialogical engagement that retrieves and reassembles Islamic green ethics through critical epistemic inquiry. It positions Islamic philosophy, particularly Al-Kindi, as a crucial resource for addressing our time’s ecological and educational crises.

ANALISIS PRAKTIK TABUNGAN EMAS DI PEGADAIAN SYARIAH DALAM PERSPEKTIF EKONOMI ISLAM (Studi Kasus Unit Pegadaian Syariah Mlati, Sleman, Yogyakarta)

This study aims to analyze the practice of gold savings products at the Mlati Sharia Pawnshop Unit from an Islamic economic perspective and to identify factors that influence customer interest in gold savings products. The background of this study is based on the phenomenon of increasing interest in gold investment because it is considered safe, stable, and profitable, but its implementation still leaves various problems related to contracts, transparency, and customer understanding of sharia principles. This study uses a descriptive qualitative approach method with data collection techniques in the form of interviews, observations, and documentation. Data analysis was carried out with the help of Atlas.ti software version 9. The research sources consisted of unit managers and customers who use gold savings. The results of the study indicate that the Mlati Sharia Pawnshop Unit has succeeded in implementing murabahah and wadi'ah contracts in gold savings appropriately and in accordance with Islamic economic values. However, it is necessary to increase public literacy so that understanding of sharia contracts can be more optimal in supporting the development of the Islamic economy in Indonesia. Customer interest is influenced by several factors, namely, level of understanding, ease of access, economic conditions, perceptions of investment security, and trust in institutions. The conclusion of this study confirms that Pegadaian Syariah has succeeded in presenting affordable, safe, and digital-based financial products, which are in line with the needs of modern society and in accordance with Islamic values. Gold savings at Pegadaian Syariah have great potential to be developed amidst the increasing public interest in sharia-based gold investment.

Fatwa MUI Nomor 4 Tahun 2003 Tentang Penggunaan Nama Kuliner Unik Perspektif Fikih

The uniqueness of culinary names in restaurants or eateries has led some of these names to carry negative connotations in the eyes of certain segments of society. Many culinary names, such as "Mie Gacoan," "Mie Setan," "Ceker Dajal," and others, can seem inappropriate or excessive. In light of this, the aim of this study focuses on MUI Fatwa Number 4 of 2003, which discusses the use of unique culinary names from an Islamic legal perspective. This research seeks to explore how the legality of a name is evaluated within Islamic law using the tools of Fiqh. It also examines the underlying values that govern the use of names in Islam. The research employs a library research method, drawing upon primary sources to formulate Islamic viewpoints based on the Qur'an, Hadith, Fiqh principles, and classical Islamic texts (Kitab Kuning). The findings conclude that, from a Fiqh perspective, MUI Fatwa Number 4 of 2003 prohibiting names in culinary contexts that suggest disbelief, falsehood, or refer to prohibited objects or animals is justified. This is because the meanings of such names are deemed inappropriate for food products. Furthermore, the Fiqh perspective on the values underlying food naming encompasses three important aspects: first, serving as an identity for the named item; second, acting as a distinguishing factor between different entities; and third, functioning as a form of prayer for the named item. Therefore, the Fiqh perspective assesses MUI Fatwa Number 4 of 2003 as aligned with the principles of Islam.

Fundamental Human Rights in the Islamic Perspective

Abstracts into the fabric of our humanity. Human rights are a divine gift that enable every individual to fulfill their role as stewards of the Earth (khalifatullah), without any form of discrimination. Despite this, some groups argue that Islamic law does not embrace Western conceptions of human rights, instead seeing it as a framework that focuses primarily on obligations and obedience to divine commands. The method used by researchers aims to describe, understand and explain the object under study based on data obtained through literature data regarding discussions that focus on Human Rights in an Islamic Perspective so that answers can be obtained which can ultimately be explained in detail. Research conducted by this author reveals that the Islamic approach to human rights embodies universal and timeless principles that resonate across cultures. Rather than offering apologies, it is important to acknowledge that Islam has been a pioneer in articulating the concepts of equality, universality, and democracy. As a comprehensive religion, Islam encompasses all dimensions of human existence, guiding individuals towards a holistic understanding of rights and responsibilities.

Representation of LGBTQ Ideas in Pakistani Dramas: An Analysis from an Islamic Perspective

Through subliminal messaging, and storytelling tactics, and their contradistinction with Islamic beliefs (which disallow LGBTQ ideas), this thesis critically examines and aims to provide analysis of LGBTQ ideas within Pakistani media. Using qualitative content analysis of media representations of LGBTQ ideas in Pakistan, the study demonstrates the media's impactful role in influencing perceptions of gender and sexual diversity in the country through nuanced representations and complex narratives that prompt thinking about issues of non-discrimination, though in tension with Islamic traditions that draw from the teachings of the Quran. The results highlight the critical role of balanced narratives in addressing contemporary realities while respecting societal values, calling for ethical storytelling practices that may link modern narratives with traditional values. This research highlights the media's role in facilitating meaningful dialogue while also contributing to the debate on media ethics, cultural evolution, and religious identity in Pakistan.

Interpretation battles on Google and YouTube: Islamic and non-Islamic views on rulings about apostasy and theft

Among the believers of Islam, no central, universally accepted institution exists that could decide authoritatively on the interpretations of Islamic norms. Today, internet users encounter an enormous diversity of Muslim and non-Muslim authority claims to interpret the norms of Islam. But which type of norm interpretation dominates when users search on Google and YouTube for information on the Islamic rulings on apostasy and theft? Drawing on the literature on the concept of authority and its application to the religious field as well as on the theory on religious markets, the method of a manual search on Google and YouTube was chosen to analyze the top 15 search results on each platform on the topic of apostasy in Islam as well as the issue of theft. The analysis revealed that neither conservative Islamic perspectives nor secular content nor other types of interpretation prevail unchallenged. The wide variety of interpretations of the most diverse Islamic commandments by the most diverse actors (secular and Muslim, including followers of a rigid Sunni Islam as well as liberal Muslims) ensures that divergent interpretations are always just a few clicks away. Searches on Google and YouTube on the Islamic ruling on apostasy revealed that lots of content tried to challenge its validity from a secular view infused with Islamic scripture-based reasoning. The search results for content on Google and YouTube on the Islamic ruling on theft showed a prominence of conservative Muslim positions defending the legitimacy of the punishment of amputation which is incompatible with the principles of liberal democracy. However, the liberal Muslim position renouncing the punishment was also present, as well as anti-Muslim videos. It is argued that governments as well as actors of civil society that want to improve the cohesion of society and stimulate support for liberal democracy among Muslims need to think about ways how liberal interpretations of Islamic norms that are compatible with democracy can be made more visible online—without infringing on the freedom of religion or strangling the religious market.

Penetapan Imbalan dalam Sistem Samsarah pada Praktik Jual Beli Sapi Tinjauan Ekonomi Islam

This study aims to analyze the implementation of the samsarah system in the practice of buying and selling cattle in Petiyin Hamlet, Wadeng Village, Sidayu Subdistrict, Gresik Regency, and review the determination of compensation from an Islamic economic perspective. This research uses a qualitative approach with a field research method to explore data in depth. The results showed that the samsarah system facilitates cooperation between farmers, brokers, and buyers, with the brokers acting as liaisons. The determination of the reward is often based on the sincerity of the cattle owner after the sale, usually half of the profit from the sale of the cattle, although it is in line with sharia principles, but transparency and certainty need to be improved. This practice is generally in line with Islamic economic principles that emphasize justice, moral responsibility, and transparency, and does not contain elements of usury or gharar. This study concludes that the samsarah system has the potential to continue to be developed by paying attention to the principles of Islamic economics to make it more fair and transparent.

Assessment in Islamic Perspective: Balancing Knowledge, Intention Character, and Accountability

The said paper regarding the assessment in Islamic perspective: Balancing Knowledge, Character and Accountability. Further the assessment in Islamic education extends beyond measuring cognitive achievement; it incorporates a holistic framework that emphasizes intellectual development (ʿilm), moral character (akhlāq), intention (niyyah), and accountability (muḥāsabah). That is rooted on the principals of fairness, ethics and justice. The Islamic assessment cultivates the academic competency and spiritual competency in the learner and teacher. The present study is qualitative and thematic analysis approaches were used, while taking the faculty from Islamic studies department of Higher educational instructions. The senior academia with more than ten years of teaching experience with the doctorate of education was taken for the opinion. The findings, underscore the reforms of the capacity building, development of the framework on the research issue were proposed and further it was recommended that, the Islamic vision need to align with the holistic human development.

Pelayanan Publik dalam Perspektif Islam: Landasan, Prinsip, dan Implementasi di Era Kontemporer

Public service in the Islamic perspective is a comprehensive concept, integrating religious principles with governance practices to achieve justice, efficiency, and public welfare. This concept is based on the Qur'an and Hadith, which emphasize values ​​such as justice (*'Adl*), responsibility (accountability), consultation (*Shura*), and welfare (*Maslahah*). Public service in Islam is not only a transaction, but also has moral and spiritual aspects, where providing the best service is considered as worship and a form of obedience to Allah. The scope of public service in Islam includes various important sectors such as education, health, law, and socio-economic welfare. Islamic history, especially in the era of the Prophet Muhammad SAW and the Khulafaur Rasyidin, shows concrete examples of the application of these principles, such as the construction of mosques as centers of learning, the establishment of hospitals, and the management of Baitul Mal for the fair distribution of resources. In the modern context, especially in Indonesia, Islamic values ​​have proven to play an important role in bureaucratic reform and improving the quality of public services. Despite facing obstacles such as lack of resources and integration between institutions, the application of Islamic principles in public services—as seen in Islamic hospitals and Islamic travel agents—shows the possibility of producing more just, humane, and quality services. Thus, the Islamic approach to public services provides an ethical framework that is flexible, responsive, and focused on the welfare of society.

IMPLIKASI BUY NOW PAY LATER (BNPL) PADA PERILAKU KONSUMTIF GENERASI Z DALAM PERSPEKTIF EKONOMI ISLAM

The swift advancement of digital technology has introduced financial innovations like Buy Now, Pay Later (BNPL). This payment method has become particularly popular among Generation Z, largely due to its promise of convenience and flexibility in online shopping.However, the widespread adoption of BNPL raises major concerns, especially regarding its implications for Generation Z's consumer behavior when viewed from an Islamic economic perspective. These concerns include impulse buying, the risk of excessive and unproductive debt accumulation, and potential conflicts with core Islamic principles such as the avoidance of waste and the prohibition of riba (interest). To mitigate these issues, it's crucial to improve financial literacy among Generation Z. We also need to ensure more transparency from BNPL providers, implement stricter regulations, and encourage responsible money management in line with Islamic principles.Keywords: Buy Now Pay Later, Generation Z, Islamic Economy

The Role of Parenting in Developing Self-Resilience and Self-Regulated Learning: An Islamic Educational Psychology Perspective

The frequent changes in learning modalities, especially during the post-pandemic period, have required students to adapt continuously. This study explores the role of parenting in cultivating students’ self-resilience and self-regulated learning (SRL) through the lens of Islamic educational psychology. Applying Fazlur Rahman's Double Movement Hermeneutic, the study offers a contextual interpretation of Qur’anic principles that emphasize ethical, reflective, and autonomy-supportive parenting. Through a systematic literature review, the study synthesizes interpretations of the Qur’an, Islamic parenting models, and psychological theories—particularly those of Baumrind—on resilience and SRL. Qualitative content analysis reveals key themes connecting Islamic parenting values—moral responsibility, sincere intention, and spiritual trust—with enhanced student resilience and self-regulation. The findings indicate that parenting practices rooted in Islamic teachings—moral responsibility, intention, and spiritual reliance—significantly foster resilience and SRL. This integrative approach contributes a faith-informed framework to psychological development and educational transformation in Muslim contexts.

Cryptocurrencies and Blockchain in Islamic Jurisprudence: A Comparative Legal and Economic Study

Cryptocurrencies, particularly Bitcoin and Ethereum, have reshaped global conceptions of money, ownership, and exchange. With the rise of blockchain technology—distributed, immutable digital ledgers—applications have expanded into areas such as smart contracts, asset tokenization, and non-fungible tokens (NFTs). These shifts present pressing challenges to traditional Islamic legal structures, which have historically grounded financial rulings in well-defined principles such as prohibition of riba (intere... In this context, Islamic jurisprudence must critically engage with these technologies—not by rejection or blind acceptance—but through a measured analysis rooted in legal maxims and maqāṣid al-sharīʿah (the higher objectives of Islamic law). This study explores the Islamic legal perspective on cryptocurrencies and blockchain technologies, providing an analytical review of scholarly opinions, regulatory frameworks, and economic realities across Muslim and global contexts.

The Trade-Based Diversion of Three-Kilogram LPG Subsidies: A Contemporary Islamic Legal Perspective on Justice and Equity

This article explores the phenomenon of misappropriation in the distribution of three-kilogram subsidized LPG through trade practices in West Sumatra, analyzed from the perspective of the Islamic law that focuses on the principles of justice (‘adl) and trustworthiness (amanah). The study also examines the mechanisms through which subsidized LPG diversion occurs in trade and how Islamic legal principles interpret such practices, particularly in the context of subsidy distribution inequality. A qualitative approach with a descriptive method was employed in this research. Primary data were collected through field observations and structured interviews with 20 sellers and 10 buyers directly involved in the trade of subsidized LPG. Secondary data were sourced from academic journals, scholarly articles, and policy reports concerning energy subsidy distribution. The findings reveal that the trade of subsidized LPG is driven by weak regulatory oversight, unequal distribution channels, and the widespread use of social media platforms for transactions. As a result, subsidies intended for low-income communities are often diverted to middle- and upper-income groups, exacerbating social inequality and increasing the economic burden on vulnerable populations. From an Islamic legal perspective, such practices violate the principles of justice and trustworthiness and may be classified as ghasab—the unlawful seizure of others’ rights. Therefore, the study emphasizes the urgent need for reform in the subsidized LPG distribution system through improved oversight, the utilization of digital technology, and public education on the importance of maintaining trust in state-subsidized resources.

Sosialisasi Budaya Organisasi dan Kewajiban Belajar, Peningkatan Kompetensi dan Motivasi serta Pelatihan Manajemen Keuangan dan Literasi Keuangan Syariah kepada Siswa dan Siswi Yayasan Al-Mutakabbir Kabupaten Bogor

Community service plays a vital role in bridging the gap between academic knowledge and real-world application, particularly in fostering awareness of organizational culture, lifelong learning, and financial literacy among young generations. The urgency of this activity stems from the growing need to equip students with not only academic competence but also practical skills that enhance their personal development and readiness for future professional environments. This community service program aimed to promote organizational culture, instill a sense of continuous learning, enhance student competence and motivation, and provide training in financial management and Islamic financial literacy to the students of the Al-Mutakabbir Foundation in Bogor Regency. The program was conducted through seminars and interactive discussions, targeting a total of 50 student participants. Through engaging and participatory methods, students were introduced to key concepts and best practices in financial planning, savings, investment from an Islamic perspective, and the importance of upholding organizational values. The results demonstrated a high level of comprehension and active application of the materials discussed, as reflected in post-activity evaluations and participant feedback. The implications of this success are significant, as it indicates an increased capacity among students to manage their finances responsibly and align their behavior with positive organizational and cultural values, ultimately supporting their holistic growth and contribution to society.