Abstract In the modern day, water is a crucial resource for advancing society and preserving ecological balance. Growth, which lessens poverty and increases equality, is often seen as inextricably linked to the effective use of water resources. Traditional water system management aims to optimize surface water and subsurface aquifers to meet conflicting needs. As a result, the special difficulties in water resource management (WRM) would be exacerbated by the added uncertainty brought on by climatic change. Managing the world's water supplies sustainably is crucial to the planet's continued existence and prosperity. However, ecological planning for sustainable water development is difficult because of complex impacts, random processes, and hydrological restrictions. The study was inspired to address the issues head-on by creating a hybrid AI algorithm for ecological water resource sustainability and digital finance (HAI-EWRS-DF) system for solving complex, multi-scale problems in WRM. Control mechanisms, including social, financial, and sustainability on ground-level and surface-level water resource facilities, are recommended to enhance WRM to increase the applicable revenue, promote community well-being, and pave the way for greater economic development.
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