Distribution Of Productive Zakat Research Articles

Cattle Fattening Program: The Effectiveness of Zakat Community Development

Despite many studies on productive Zakat, the focus on the effectiveness of mustahiq empowerment programs has been limited. This study looks at how effective the Zakat community development-based cattle fattening program is towards the empowerment of Zakat recipients. The study measures four indicators of program effectiveness: program target accuracy, program socialization, program objectives, and program monitoring. Data collection techniques include interviews, observation, and documentation. The study found that the program was good at targeting the right people, but it wasn't socialized enough. The program also fell short of its objectives because the recipients weren't making enough money to become donors themselves yet. However, the program was well-monitored, with regular check-ins to make sure it was on track. The study suggests that clearer standards are needed to increase the benefits received by Zakat recipients This study has practical implications for productive Zakat distribution policies, as clear benchmarks are required for implementing programs that increase Zakat recipients' benefits.

Optimization Of Productive Zakat As An Effort To Empower The Economy Of The People

The problem of poverty occurs due to social inequality between the capable population and the underprivileged population, besides that the lack of awareness between residents to help each other is also one of the causes of poverty in Indonesia. In overcoming the problem of poverty, productive zakat is considered capable of empowering the economy of Muslims. The research method used in this study is a literature study study using data from journals, other reliable sources.The results of this study show that productive zakat distributionin the form of business capital is one of the efforts to empower the people's economy, so that mustahiks who initially only depended on zakat funds can make their own money from capital obtained from productive zakat. One of the purposes of productive zakat distribution is to change the position of mustahik to muzakki. Therefore, in the future, it is hoped that the distribution of productive zakat will continue to be carried out and improved so that it can be distributed to more mustahiks who are entitled and have the potential so that the problem of poverty that has always haunted can be eliminated immediately.

Mosque-Based Community Empowerment Model Through Productive Zakat Distribution BAZNAS East Java Province

Distribution of productive zakat by providing working capital assistance in the form of goats for mosque congregations is one of the strategies for community economic empowerment that is very interesting to study. The very large number of mosques and prayer rooms is the reason for the importance of Baznas partnering with mosques in managing zakat through community empowerment mechanisms. This study aims: (1) To determine the role of BAZNAS in community economic empowerment in East Java. (2) To create a model of economic empowerment based on mosque congregations through the distribution of productive zakat BAZNAS East Java Province. This type of research is qualitative and the approach used is Community Development. Data collection techniques are observation, interviews, and FGD, to determine the validity of the data using data triangulation and adequacy of references. While the data analysis technique uses data reduction, data presentation and conclusions. The results of this study are (1) Baznas has a very important role in helping the government work together to alleviate poverty through productive zakat distribution programs through the mechanism of community economic empowerment. (2) Community Development Model is carried out through problem identification, conducting training and mentoring, providing revolving working capital and conducting regular supervision. The mosque-based community economic empowerment program through the distribution of productive zakat should be duplicated by all Baznas and mosques in Indonesia. To achieve this, sufficient and qualified human resources are needed to manage and supervise. Mazawa Study Program can be a partner in collaboration with Baznas in initiating and assisting mosque-based economic empowerment programs

EKSPLORASI PROBLEMATIKA DAN MODEL ALTERNATIF OPTIMALISASI ZAKAT DI INDONESIA ERA PEREKONOMIAN MODERN

Even though the potential for zakat in Indonesia presents an astonishing figure of 317 trillion rupiahs per year, Indonesia still has not been able to solve the problem of poverty that haunts the country. This study aims to comprehensively examine the problems and smart solutions to find a new zakat optimization model that is properly implemented to reduce poverty and unemployment in Indonesia. This research is field research using a descriptive qualitative approach design. The research findings reveal several problems that impede the optimal realization of zakat; zakat is not the main priority of government policy, low literacy of the zakat community, the majority of the utilization of zakat is consumptive oriented rather than product-oriented, lack of public trust in the government, low quality of human resources who are professional and competent in the field of zakat, the calculation of zakat is not correct, and negative public perceptions of the zakat profession. The zakat optimization model that can be implemented includes; education on the essence of the zakat paradigm, empowering muzaki, increasing the accountability of zakat management institutions, integrating professional zakat and income tax, innovating productive zakat distribution mechanisms, and building community and government synergy. The results of research findings can become innovations and material for evaluating policies in updating the progress of zakat in Indonesia both at national, provincial or district, or regional central institutions.

Efektifitas Penyaluran Zakat Produktif dalam Bentuk Bantuan Modal Usaha terhadap Kesejahteraan Mustahik dengan Pendekatan Metode CIBEST

This research aims at analyzing the impact of Productive zakat distribution on one's spiritual and material aspects. The impact is measured using the CIBEST technique which will produce spiritual value (SV) and material value (MV). This research aims at analyzing and cognizing its effectiveness perceived by mustahiq. The process is conducted by classifying it based on the quadrants in the CIBEST calculation technique, before or after giving productive zakat in the form of business capital assistance as one of  Surabaya Infaq Management Institute (LMI). The research uses descriptive quantitative research method with 24 households as respondents. The results show that the provision of productive zakat in the form of business capital assistance has positive and effective impact on the economic and spiritual aspects of mustahiq with an increase from quadrant II to quadrant I.

Company Zakat Distribution Model in Metro Lampung

This article aims to describe the corporate zakat implementation model in Metro City, as implemented by the Grand Sekuntum Syariah Metro hotel. This research is a field research, data collection techniques using documentation and interviews. The analysis technique used is a qualitative technique. The results of this study indicate that the distribution of company zakat is carried out by taking into account two criteria, namely consumptive and productive. Consumptive zakat is given directly to mustahik without empowerment. This zakat is distributed directly to the underprivileged people who are around the hotel in the form of consumable needs, such as food, clothing, and housing needs in general. Meanwhile, for productive zakat distribution, the hotel cooperates with the Amil Zakat Institution in Metro City, the hotel gives its zakat funds to the amil zakat institution. The zakat funds are used to support productive zakat distribution programs in Metro City.

The Effectiveness of Productive Zakat Distribution on The Welfare Level of Mustahiq a Study at BAZNAS in Depok City

Poverty is the result of social problems and inequality in development. This is evidenced by an increase in unemployment of 9.87% and a decrease in people's income of 0.09% per capita. The existence of the Zakat Fund Policy managed by BAZNAS has succeeded in reducing the percentage of poverty by 0.05% in 2022. However, this decline is still far from recovering as before due to the inequality between urban and rural areas, in particular, Depok City, West Java, which has the smallest poverty percentage. This study aims to determine the effectiveness of zakat (DCR) and the BAZNAS Welfare Index (IKB) to calculate the welfare level of 100 Mustahiq. Then use a linear regression approach to find the effect. The results of the study prove that BAZNAS Depok City has an effectiveness in distributing zakat funds of 79%, and the results of the IKB assessment are declared good, which is 0.63. Therefore, with these data, it is proven that the effect of the effectiveness of distribution on the welfare level of Mustahiq is 79%. These results imply that the BAZNAS Depok City Zakat Distribution Program has been effective.

ANALISIS PENDISTRIBUSIAN DANA ZAKAT PRODUKTIF DALAM PENGEMBANGAN EKONOMI MUSTAHIQ

This study aims to identify and explain the distribution of productive zakat funds in developing the mustahiq economy, especially those carried out by the National Amil Zakat Agency of Sukabumi Regency. To reveal these problems, researchers conducted research using qualitative methods with a descriptive approach. Where the data obtained through observation, interviews and documentation. Based on the results of the study, it shows that the distribution of productive zakat carried out by BAZNAS Sukabumi Regency is by using the Sukabumi Sejahtera program and realized by the Z-Mart (Zakat Mart) program. The form of assistance provided is in the form of product/goods capital assistance requested in accordance with the application for RAB which was prepared by the previous mustahiq. The mustahiq who received the program assistance admitted that they felt helped and felt an increase in both income and spirituality. Every mustahiq recipient of the program will be given an infaq box. This aims to raise awareness in the recipients of zakat will give infaq, and as evidenced by the collection of infaq from each mustahiq every month. In addition, in the distribution of productive zakat, there is also a mentoring process which aims for the Z-Mart program to run well.

OPTIMALISASI PENYALURAN ZAKAT PRODUKTIF TERHADAP PEMBERRDAYAAN EKONOMI UMAT

The presence of the Amil Zakat Institution (LAZ) must be at the forefront of initiating community empowerment with the funds collected. The potential of ZIS is at least one of the important assets that has been utilized at least not only for consumptive purposes but zakat is managed productively. One of the Amil Zakat Institutions (LAZ) is NU CARE LAZISNU which has an important role as a guardian of the development of stability in society. Currently, NU CARE LAZISNU has a special program that focuses on 4 (four) pillars of the program: education, health, disaster and economic development. On this occasion, NU CARE LAZISNU implements productive zakat and is committed to providing assistance in the development, marketing, and improvement of quality and affordable products. This program provides working capital in the form of revolving capital for mustahiq. This research method uses a case study, which is one type of qualitative research with two types of data, namely primary data and secondary data. The results of the first research, Optimizing the distribution of productive zakat in empowering the economy of the people in LAZISNU East Java, namely maximizing the existence of a system of distributing assistance to the community which is not only consumptive but has also been productive in MSME capital assistance distribution in almost every district/city. Second, the strategy of empowering the people's economy through productive zakat in LAZISNU East Java, namely by using a fundraising program. The first fundraising is driven by a fixed donor coin box, and the second is digital fundraising in collaboration with kitabisa.com.

Analysis of operational risk management on BankZiska financing institution of Ponorogo branch

This study aims to analysed operational risk management on BankZiska financing institution located in Ponorogo. Bank Ziska, a program of east java province LAZISMU is a typical implementation of productive zakat distribution. This paper uses qualitative method with case study approach to investigate the existence of risk management with Ponorogo branch BankZiska as the research object. To be specific, they are the operational activities of fund distribution to the clients named as partner in this institution. While the subject of the research is the managers and volunteers of Ponorogo branch BankZiska, the data used is a primary data, which is the results of interview with the so-called research subjects. Narrative explanation method is employed in data analysis. This study found that compliant risk and human risk are at red level, meaning it requires higher risk evaluation than other risk types. Ponorogo branch BankZiska respond the two types of risk by increasing their human resource quality. Operational risk management is an effective organizing to decrease the emergence of potential operational risk.

The Development Of Economic Potential Of People In Pandemic Through Earning Zakat Distribution

Purpose: This research aimed to ascertain the people's economic progress throughout the pandemic via the distribution of productive zakat by BAZ/LAZ in Pekalongan. Theoretical Framework: Zakat has evolved as a tool for economic growth and poverty reduction among the peoples of the regions during times of economic distress (Yusroni & Chadhiq, 2021). Zakat provides several benefits over the standard fiscal tools now available. Numerous ideas and theories have been advanced by specialists to address the issue of poverty (Alaro & Alalubosa, 2019; Iqbal & Mirakhor, 2011). However, not all ideas can be implemented and contribute to poverty reduction. It is anticipated that professional zakat administration and profitable usage would enable poverty reduction (Hoque, Khan, & Mohammad, 2015). Design/Methodology/Approach: Field research with a qualitative approach collects, manages, and distributes zakat funds, incredibly productive zakat at BAZ/LAZ in Pekalongan City. The technique is triangulation. Findings: The results showed that BAZ/LAZ in Pekalongan City had implemented effective zakat distribution programs, namely BAZNAS, LAZ Al Ummah, LAZISMU, and LAZ Central Java, while LAZINU had not implemented the effective zakat program optimally. In general, BAZ/LAZ in Pekalongan City used productive zakat to promote the potential of the people via various sorts of productive zakat initiatives throughout the pandemic. The primary objective of productive zakat is similar to that of BAZ/LAZ in Pekalongan City. According to defined protocols, the productive zakat distribution model is carried out precisely and accurately. Research, Practical & Social Implications: Despite several challenges, the distribution of productive zakat continued throughout the COVID-19 epidemic. The effective zakat program emphasizes developing diverse models via creativity and innovation for people's economic growth to avoid poverty. Originality/Value: The findings of the model of economic development of the people run by the mustahik also vary in the efforts carried out whose main objectives are to save, infaq, and develop businesses to avoid the problem of poverty.

Analisis Pendistribusian Zakat Produktif Pada Lembaga Amil Zakat Nasional Inisiatif Zakat Indonesia Cabang Sumatera Utara

Zakat in Islam is assets that must be issued if it meets the requirements and is an obligation that must be fulfilled by all Muslims. Zakat acts in part as a tool given by Islam to alleviate poverty by making the rich aware of their social responsibilities. There are two types of zakat distribution in Indonesia: consumption distribution and production distribution. So far, the actual distribution of zakat is more dominated by consumptive zakat distribution. The purpose of this study was to identify the mechanism for distributing productive zakat at LAZNAS IZI North Sumatra Branch and the impact of distributing productive zakat funds on mustahik status. Data collection methods used are primary and secondary data sources. Data collection techniques and tools were carried out through interviews and documentation. The results showed that the instrument of the productive zakat distribution mechanism of LAZNAS IZI North Sumatra Branch was running well when distributing productive zakat to mustahik and still using the grant contract. That is, productive zakat money to mustahik offered to mustahik is given free of charge. The impact of productive zakat funds on mustahik status cannot completely change mustahik into muzakki. The status of new mustahik can change into muktafi (people who can fulfill their needs) and munfik (people who donate or give charity).
 Keywords: productive zakat, zakat distribution, amil zakat institutions

Pengaruh Penyaluran Zakat Produktif Pada Program Bandung Makmur Terhadap Kesejahteraan Mustahik di Baznas Kota Bandung

Welfare is defined as a system of life and social life both material and spiritual which is filled with a sense of safety, decency, and inner and outer peace, Zakat is one of the most effective Islamic economic systems to improve welfare if managed properly To analyze the effect of productive zakat funds on the level of the welfare of mustahik in BAZNAS Bandung City, the aim is to determine the effect of productive zakat distribution in the prosperous bandung program on the welfare of mustahik in BAZNAS Bandung City. The research method used is a quantitative method. The type of data that will be used in this research is field research. The research begins by collecting quantitative data in the form of numbers and then systematically arranged and processed by the SPSS Statistics program. simple linear regression is used. Based on the results of research and data analysis that has been carried out, it can be seen that in this study explains that there is a positive and significant influence between the variables of productive zakat distribution in the prosperous bandung program on the welfare of mustahik in the Bandung City Baznas. It is known from the responses of respondents who stated that they agreed that information related to the amount of productive zakat assistance received could meet business needs) shows that the results of productive Zakat affect the welfare of mustahik.

Development of Mustahiq Empowerment Instruments

This study aims to determine the process of developing the mustahiq empowerment instrument to measure the success of the productive zakat distribution model and to obtain an assessment instrument that meets valid and reliable criteria. This type of research is Research and Development. Development procedure In this study using the ADDIE development model (Analysis, Design, Development, Implementation, Evaluation). In the first stage the researcher conducted a preliminary analysis, the second stage the researcher designed the instrument, the third stage the researcher developed and determined the instrument, the fourth stage the researcher distributed the instrument and the fifth stage the researcher analyzed the results by testing the validity and reliability. The results of this study indicate that the instrument is valid and reliable with a reliability level of 0.587. community empowerment instrument with a total of 35 instrument points and 4 indicators that have been tested to be valid and reliable

THE ROLE OF PRODUCTIVE ZAKAT IN REDUCING THE INCOME DISCREPANCY IN SOUTH KALIMANTAN PROVINCE

This article aims to analyze the distribution of zakat funds, the impact of zakat funds on income, and the distribution of zakat in reducing income inequality in South Kalimantan Province. The analytical method used is the sample Paired t-test and the Lorenz Curve and Gini Ratio, with a mixed method. The results of the study provide findings, First, the distribution of zakat funds to Mustahik has gone through the stages of indicators including Goal Setting; Planning; Organizing; Staff Filling; Briefing; Supervision; Control; and Coordination. Second, distinguishing income before and after the existence of productive zakat assistance for economic empowerment. Third, the Gini coefficient shows that income inequality can be reduced by a reduction index of 0.1493 after the existence of productive zakat. Thus, it can be concluded that there is a difference in income before and after the distribution of productive zakat for economic empowerment and income inequality can be reduced by a reduction index of 0.1493 after the existence of zakat.

Amil Zakat Nasional Inisiatif Zakat Indonesia Cabang Sumatera Utara


 Zakat in Islam is assets that must be issued if it meets the requirements and is an obligation that must be fulfilled by all Muslims. Zakat acts in part as a tool given by Islam to alleviate poverty by making the rich aware of their social responsibilities. There are two types of zakat distribution in Indonesia: consumption distribution and production distribution. So far, the actual distribution of zakat is more dominated by consumptive zakat distribution. The purpose of this study was to identify the mechanism for distributing productive zakat at LAZNAS IZI North Sumatra Branch and the impact of distributing productive zakat funds on mustahik status. Data collection methods used are primary and secondary data sources. Data collection techniques and tools were carried out through interviews and documentation. The results showed that the instrument of the productive zakat distribution mechanism of LAZNAS IZI North Sumatra Branch was running well when distributing productive zakat to mustahik and still using the grant contract. That is, productive zakat money to mustahik offered to mustahik is given free of charge. The impact of productive zakat funds on mustahik status cannot completely change mustahik into muzakki. The status of new mustahik can change into muktafi (people who can fulfill their needs) and munfik (people who donate or give charity).
 Keywords: productive zakat, zakat distribution, amil zakat institutions

PEMBERDAYAAN ZAKAT PRODUKTIF DALAM PENINGKATAN PENDAPATAN DAN KESEJAHTERAAN MASYARAKAT (MUSTAHIQ ZAKAT) DI KOTA PADANGSIDIMPUAN

This paper discusses the distribution of productive zakat to improve the economy and community welfare (mustahiq zakat) in Padangsidimpuan City which is carried out by Baznas Padangsidimpuan City. The method used in this paper is a qualitative method, because this paper describes the empowerment of productive zakat in improving people's welfare (mustahiq zakat) by Baznas Padangsidimpuan City. Furthermore, from this description, we want to find an explanation of the tools used by the Padangsidimpuan City Baznas in distributing productive zakat, to improve the welfare of mustahiq. Productive zakat funds assistance to mustahiq can be said to increase their income. Mustahiq's welfare increases gradually and slowly. The average increase in mustahiq's monthly income is around 20%. This figure can be seen from the comparison before receiving productive zakat funds with after receiving the funds. However, this increase is not permanent but only applies four or five months after the zakat funds are received. After that the income began to decline like the previous income. This is due to the absence of good financial management. Too much profit is used as consumptive so that business capital is sucked in for daily needs.

Zakat Fund Model In Developing Micro, Small And Medium Enterprises (Msmes) In Ponorogo Through Capital, Human Resource And Religiousity As Mediating Variable

Micro, Small and Medium Enterprises ( MSMEs) play an important role in the Indonesian economy. MSMEs account for nearly ninety percent of all Indonesian businesses. MSMEs, which account for nearly half of all businesses in Indonesia, have enormous potential to boost the Indonesian economy. However, MSMEs, particularly micro enterprises, face challenges in running their businesses. Capital is an issue that always occurs in MSMEs. Access to capital loans has always been a barrier in the operation of small businesses, particularly Micro Enterprises. To Adress this productive zakat funds are one type of Instrument can assist MSMEs in facing barier acces to fund. This study attempt to examine the effect of productive zakat on developing MSMEs and what factors can affect MSMEs' growth. The quantitative approach is used in this study, and the research method is SEM (Structural Equation Modeling) used as analysis of techniqal. The results of this study indicate that the variables of capital and human resources have a significant and positive effect on the development of MSMEs. while zakat funds have a significant and negative effect on mustahik capital and religiosity. This shows that if the productive zakat increases, mustahik capital and mustahik religiosity will decrease. The suggestion from this research is that monitoring of productive zakat distribution needs to be improved and it is hoped that it will be more selective in giving to mustahik. Keywords: Zakat, MSMEs, SEM

The Role of Productive Zakat in the Development of the Halal Industry and Improving the Economy of the Ummah

The distribution of productive zakat needs to innovate so that it has maximum value in improving people's welfare and synergizes in developing halal industrial areas so that the poor have an important role in the development of halal industrial areas. This conceptual research aims to develop a synergy model for the development of the halal industrial area based on the distribution of productive zakat. The benefits of this paper can be used as a reference for policy-making designs related to the establishment of halal industrial estates, especially on financial support and business actors as well as uses related to poverty alleviation. This research method is conceptual research by analyzing the results of research and reviewing previous literature and conducting exploration at the implementation level. The result is that productive zakat can be used as a driving force for the growth and development of halal industrial estates by establishing joint businesses (syirkah) of mustahiq (zakat recipient groups) accompanied by halal business consultants and making productive zakat recipients both managers and shareholders so that their welfare increases and guaranteed.

Urgensi Kualitas Pelayanan Distribusi Zakat Produktif Terhadap Kepuasan Mustahiq

Productive zakat is something that can support productivity for the economy and mustahiq life. Mustahiq satisfaction in getting productive zakat is a reflection of the success of the service. This study aims to analyze the effect of the quality of productive zakat distribution services on mustahiq satisfaction at the national zakat agency (NZA) Bengkalis district. This study was built using a quantitative descriptive method based on primary and secondary data in questionnaires, documentation, and literature studies. The total population of productive zakat mustahiq at the NZA Bengkalis regency is 327 people. Sampling used random sampling with a total sample of 77 people. Data were analyzed using simple linear regression, previously tested using validity, reliability, and normality tests. This study indicates that the quality of productive zakat distribution services has urgency in creating satisfaction for mustahiq, with evidence that the quality of productive zakat distribution services has a positive and significant effect on mustahiq satisfaction. This study contributes to NZA Bengkalis regency in improving service quality and satisfaction of productive zakat mustahiq.