From blocks to balance sheets: Employee outcomes in AI-enhanced blockchain FinTech.

A master-slave game based shared energy storage time-of-use pricing strategy under blockchain technology

Deep convolutional spiking neural network and block chain based intrusion detection framework for enhancing privacy and security in cloud computing environment

This research submits that to a greater extent, modern commercialism is established on securities regulation that is designed to get the optimal quantity of information concerning issuers into the hands of investors. The grail of securities regulation is two-sided. To a handful, it is the protection of investors and to the other the protection of professionals (issuers). This research suggests that, regardless of the specific and dominant theoretical framework, the current priorities and techniques for the regulation of securities markets are meant to enhance market fairness and transparency. This research demonstrates that the ascent of contemporary technological evolution has formed the financial landscape since the 19th century. The whir around blockchain technology has influenced many experts in the field of technology to discern its impact beyond its existence as an underlying protocol to Bitcoin. Blockchain technology presents numerous appealing features that have the potential to change the way securities markets operate. The securities markets depend on two pillars; the primary securities market and the secondary securities market. This research advances that blockchain technology can be adapted as a potent mechanism in enhancing fairness and transparency in Zimbabwe's primary securities market.

The exponential growth of digital financial services and blockchain technologies has reshaped the structure of modern economies. This study investigates the relationship between digital transactions, blockchain technology, and the growth of the digital economy in Nepal using time-series data obtained from Nepal Rastra Bank and the World Bank. The analysis employs summary statistics, correlation analysis, and the Ordinary Least Squares method. Given heteroskedasticity and serial correlation, heteroskedasticity- and autocorrelation-consistent (HAC) standard errors based on the Newey–West estimator are used. Blockchain readiness shows a positive but marginally significant influence, suggesting economic impact remains limited. In contrast, internet usage shows a negative and significant relationship with the digital economy. Overall, the findings suggest that Nepal’s digital economy is primarily transaction-driven rather than innovation-driven. The study offers valuable insights for building financial infrastructure and improving institutional readiness to accelerate digital technologies for sustainable economic growth.

The global maritime industry, a critical pillar of international trade, continues to face persistent challenges in ensuring the integrity, security, and transparency of containerized cargo data, particularly during ocean transport. Traditional container tracking systems at sea often lack the reliability and resilience required to prevent data tampering, cyber threats, and operational inefficiencies. As supply chains become more complex and interconnected, the demand for robust, end-to-end data security solutions becomes more pressing. A promising technological advancement in this area is the convergence of smart containers, equipped with Internet of Things (IoT) sensors for real-time condition monitoring, and blockchain technology (BCT) for secure data validation. These IoT devices facilitate continuous tracking of critical parameters such as location, temperature, humidity, tilt, and the like. However, the data they generate remains vulnerable to cyberattacks, signal disruptions, and unauthorized alterations. Blockchain’s decentralized and tamper-evident architecture addresses these vulnerabilities by enabling secure data immutability, transparent audit trails, and enhanced stakeholder trust. Despite its potential, the practical integration of blockchain with smart container systems in maritime logistics remains largely underexplored. To bridge this gap, this paper proposes a blockchain-enabled smart container monitoring system that combines container real-time data with secure physical tracking. Furthermore, to ensure scalability and efficient in data storage, hybrid on/off-chain architecture is introduced, balancing blockchain integrity with performance and resource optimization.

The rapid expansion of digital financial technology has increasingly influenced the landscape of Islamic social finance, including the emerging discussion on the use of crypto assets for zakat payments. While cryptocurrencies such as Bitcoin are widely used in global financial transactions, their status as zakatable wealth (māl zakawī) remains contested among Muslim scholars and regulators. Existing studies have largely focused on the legality of cryptocurrency in Islamic finance, yet limited attention has been given to its practical implications for zakat governance and institutional regulation. This study therefore examines the permissibility of crypto assets as objects of zakat from the perspective of fiqh al-muamalah and compares the regulatory approaches adopted in Indonesia and Malaysia. This research employs a qualitative library-based method through the analysis of classical and contemporary Islamic legal literature, relevant fatwas, and regulatory frameworks related to cryptocurrency and zakat administration. A comparative approach is used to explore differences in institutional responses between the two countries. The findings indicate that Malaysia has adopted a more adaptive regulatory approach by facilitating crypto-based zakat payments through authorised institutions such as Lembaga Zakat Selangor (LZS) and Pusat Pungutan Zakat (PPZ). In contrast, Indonesia maintains a more cautious stance due to ongoing scholarly debates and regulatory uncertainties surrounding the classification of crypto assets. From an Islamic legal perspective, crypto assets may be regarded as zakatable wealth when they fulfil the criteria of māl mutaqawwim, including lawful ownership, recognised economic value, and compliance with Sharia principles. These findings highlight the potential role of blockchain technology in improving transparency, accountability, and public trust in zakat management while expanding financial inclusion among digitally engaged Muslim communities.

To solve the problems caused by the increasing information credibility issue on platforms, suppliers are seeking to adopt blockchain technology (BT). We consider the situation in which a cross-channel supplier determines BT adoption strategies and a platform chooses sales modes. On this basis, we examine the influence of the cross-channel spillover effect on interaction decisions. We show that the supplier chooses BT to disclose more product information under the agency mode, even if the disclosure cost coefficient of BT is high. Namely, a positive spillover effect leads to higher profit margins and demand in dual channels. However, when the negative spillover effect is salient and the disclosure cost coefficient of BT is low, the wholesale mode improves the position of the supplier that adopts BT, but the supplier discloses less product information to reduce costs. As the product market size and/or spillover effect increase(s), the agency mode not only increases the information disclosure level but also decreases the retail price, which leads to win–win outcomes for firms and multi-win outcomes for firms and consumers. In contrast, since a negative spillover effect and BT exacerbate the DMP (double marginalization problem), firms and consumers achieve a multi-win situation under the wholesale format.

Optimal blockchain adoption and financing strategies in an outsourcing remanufacturing supply chain

The information asymmetry in financing has long been a challenge for small and medium-sized enterprises (SMEs), making it difficult for banks to accurately assess their credit risks. Moreover, in the traditional supply chain finance model, core bottlenecks such as data silos and the ineffective transmission of credit persist, greatly constraining financing efficiency and transparency. This study focuses on the application of blockchain technology in supply chain finance, exploring how blockchain can break through data silos, enable multi-tier credit circulation, and thereby enhance the financing efficiency of SMEs while reducing financing costs. Specifically, through normative analysis and case comparison, it examines how blockchain facilitates multi-tier credit circulation via digital debt instruments, builds trusted data pools to lower financing costs, and ensures data privacy in collaborative sharing. The findings indicate that blockchain technology can effectively rebuild the trust mechanism in supply chain finance, but its widespread adoption still faces key challenges such as technical interoperability, insufficient momentum for ecosystem development, and the absence of a legal framework. In the future, blockchain will integrate deeply with the Internet of Things (IoT) and artificial intelligence (AI), driving supply chain finance toward an intelligent, automated digital financial ecosystem.

With the development of blockchain technology, the issue of "value isolation, " caused by ecological heterogeneity, is becoming increasingly important. Interaction between blockchains has proven to be an important foundation for building the Internet of Value. However, existing solutions struggle to simultaneously meet user demands for transaction confidentiality and regulatory compliance and often suffer from risks of centralization, loss of private data, and regulatory inefficiency. To address these issues, this paper proposes a new paradigm and universal framework for ensuring confidentiality and cross-chain compatibility in heterogeneous blockchains in compliance with regulatory requirements. There are three main contributions of this work: First, the distributed threshold network (DTN) has been designed as a reliable foundation that reduces reliance on a single authority through threshold signature technology, thereby increasing system security and reliability. Second, multi-party computation (MPC) is innovatively integrated into the inter-network process and form the privacy-preserving verification protocol (PPVP), which allows nodes to verify the authenticity of transactions without openly revealing data, ensuring confidentiality by default. Third, a key-shared supervision protocol (KSSP) is being developed that makes regulatory bodies participants in the MPC process. This allows for proper evaluation of suspicious transactions without decryption, fundamentally combining confidentiality and regulatory requirements. Theoretical analysis shows that the proposed system is resistant to existential forgery attacks under the random oracle model, while its basic protocols provide universal security (UC) and computational accuracy. Experimental validation consisted of implementing a prototype system and comparing it with existing solutions. The results show that the proposed solution maintains high performance (processing capacity > 1250 TPS, latency < 400 ms) while significantly outperforming existing approaches in terms of decentralization, confidentiality, and regulatory capabilities. This opens up a real technical path to creating a secure, reliable, and next-generation compliant blockchain Internet.

By 2050, the global population is expected to reach approximately 10 billion, leading to a projected 50% increase in food demand relative to 2013 levels. If not adequately anticipated, this growing demand will place significant strain on agri-food systems worldwide, with disproportionate impacts on low- and middle-income countries. Moreover, current projections may underestimate the accelerating effects of climate change, political instability, and civil unrest, which continue to disrupt food production and distribution systems. In this context, technological advancements offer a promising pathway to enhance efficiency, improve transparency, and mitigate risks related to food safety, adulteration, and counterfeiting. Emerging innovations can decouple food production from environmental degradation while strengthening monitoring, verification, and accountability across supply chains. This review examines state-of-the-art technologies developed to support traceability and anti-counterfeiting in agri-food supply chains, considering their application across the full spectrum of stakeholders. To provide a system-level perspective, the review adopts a five-layer socio-technical traceability and anti-counterfeiting framework, comprising identity, sensing, intelligence, integrity, and interaction layers, which is used to map enabling technologies and reinterpret the evolution of traceability systems (TS 1.0-TS 4.0) as a progression of functional capabilities rather than isolated technological upgrades. Using this framework, the review analyzes the advantages and limitations of current solutions and clarifies how traceability and anti-counterfeiting functions emerge through technology integration. It further identifies gaps that hinder large-scale and equitable adoption. Finally, future research directions are outlined to address current technical, economic, and governance challenges and to guide the development of more resilient, trustworthy, and sustainable agri-food traceability systems.

ABSTRACT A mobile ad hoc network (MANET) is a collection of mobile nodes that connect to one another over wireless networks. A number of researches have been suggested for enhancing the reliability among routing nodes, trust management, cryptographic systems application, and centralized routing decisions. Nevertheless, most of the routing approaches are challenging to implement in practical scenarios because it is problematic to find out the malevolent activities of the routing nodes. Therefore, a blockchain (BC) and dual‐discriminator conditional generative adversarial network optimized with momentum search algorithm (TDRS‐BCDCGAN‐MSA‐MANET) is proposed for delivering the reliable distributed routing‐based information using BC token transactions. The aim is to demonstrate an efficient data transmission method that creates tokens for packet stream admission using a secret key that is provided to each routing mobile node. The proof of continuous work (PoCW) consensus–based BC technology is used to provide the reliable routing information. Then dual‐discriminator conditional generative adversarial network (DCGAN) is employed for identifying optimal routes in MANET. Then momentum search algorithm (MSA) is proposed for enhancing the weight parameters of DCGAN for improving the efficiency of best route identification. The simulation of the proposed system is performed in network simulator‐2 and the metrics like delay, average latency, average energy consumption, and throughput of BC token transactions are evaluated. The TDRS‐BCDCGAN‐MSA‐MANET approach has attained 24.6%, 21.7%, and 16.8% lower delay and 41.087%, 39.87%, and 36.85% low energy consumption than the existing models.

Land registration systems are fundamental for maintaining legal ownership records and ensuring property rights. However, conventional land registration systems rely on centralized authorities and manual record management, making them vulnerable to fraud, unauthorized modification, corruption, and data inconsistency. Manipulation of land records often results in ownership disputes, delayed transactions, and loss of public trust in land administration authorities. This paper proposes a Blockchain-Based Secure Land Registration System that provides transparency, immutability, and integrity for land ownership records. The system records land transactions in a blockchain ledger where each transaction is cryptographically linked using the SHA-256 hashing algorithm. Smart contracts are employed to automate ownership transfer and enforce predefined rules, reducing reliance on intermediaries. The proposed framework ensures tamper detection, verifiable ownership history, and secure record management. The system is lightweight, cost-effective, and suitable for institutional and governmental land administration. The implementation demonstrates that blockchain technology significantly enhances trust, transparency, and reliability in land registration processes.

The article is devoted to the study of the essence and signs of asset securitization, as well as determining its place in the legal system of Ukraine. It is determined that in recent years, when the national economy is at the stage of active search for means to attract large-scale investments, asset securitization is considered not only a financial mechanism, but also a strategic legal category. Making changes to the rights of claim in liquid securities allows business entities to mobilize resources, which plays a critically important role in the restoration of the housing and infrastructure sector. However, the legal significance of this process is still debatable, repeatedly creating legal uncertainty between the usual assignment of the right of claim (cession) and factoring. In general, the need to study asset securitization from the point of view of legal science is associated with comprehensive changes in the financial system of Ukraine, the need to attract investments for the purpose of post-war economic recovery and the dynamic development of digitalization. It is worth noting that the development of the digital economy leads to the emergence of new challenges, in particular the need for a legal definition of securitization of virtual assets and the use of «blockchain technologies». In turn, this requires a reassessment of the features of securitization. Securitization should be considered a complex legal institution, which includes an interdisciplinary complex of legal norms and stock market law. Therefore, a clear understanding of its place will make it possible to unify legal norms and ensure stable development of the capital market. We have determined that asset securitization in Ukraine should be considered the process of transforming future cash flows from assets (in particular, loans) into securities, which allows the originator (creditor) to obtain financing by selling rights to such flows to investors through a specially created institution (SPV). It has been established that securitization should be considered not only as an economic process, but also as a complex legal structure, which involves the assignment of the right of claim to a specially created institution (SPV) and the subsequent issuance of securities. The main features of securitization are identified, in particular, the separation of the originator’s property pool; the presence of a special entity (SPV); the change of rights of claim into financial instruments.

This article examines the utilization of Distributed Ledger Technology (DLT) as a mechanism to address import customs tax evasion. The research employs a game-theoretic framework to examine the dynamics of tax evasion and assess the impact of blockchain on improving transparency, accountability, and compliance in customs administration. A systematic literature review process, adhering to PRISMA criteria, was utilized to gather and examine pertinent academic articles. The literature study examines critical subjects, such as the mechanisms of import tax evasion, the digital taxation framework, and the use of blockchain technology into tax systems. The study also examines the relevance of game theory in comprehending and addressing non-compliant behaviors among taxpayers. In the practical phase, we conducted a systematic review of a corpus exceeding 100 publications, obtained from three international research databases: Scopus, Taylor &amp; Francis, and IEEE Xplore. Following the application of rigorous inclusion and exclusion criteria to guarantee relevance, a concentrated selection of research constituted the foundation for our study. This research underscores the capacity of DLT to transform conventional evasion tactics, reduce corruption, and improve institutional efficacy in customs operations. Insights are contextualized through a worldwide comparison and an examination of the Moroccan customs scene, offering concrete recommendations for utilizing blockchain to modernize customs operations.

The rapid advancement of digital technologies has fundamentally transformed financial management practices across global enterprises, necessitating a comprehensive examination of how technology innovation influences financial reporting quality. This study investigates the role of technology innovation in enhancing financial reporting quality within digital enterprises operating in Seychelles, a jurisdiction increasingly positioning itself as a hub for digital business operations. Drawing upon theoretical frameworks of digital transformation and financial management innovation, this research synthesizes empirical evidence from multiple studies examining the intersection of digital finance, technological innovation, and enterprise financial performance. The analysis reveals that technology innovation, encompassing blockchain technology, artificial intelligence, cloud computing, and big data analytics, significantly improves the timeliness, security, reliability, and overall quality of financial reporting. Furthermore, the study identifies critical mediating mechanisms through which digital transformation enhances financial reporting, including the alleviation of financing constraints, optimization of resource allocation, and improvement of operational efficiency. The findings contribute to the theoretical understanding of digital transformation's impact on financial management while providing practical implications for digital enterprises in Seychelles seeking to leverage technology innovation for enhanced financial reporting quality.

For large enterprises, managing multiple file repositories across the company can lead to confusion, difficulty in maintaining accurate files, and time-consuming auditing processes. As such, FMS will transform the unorganized storage environment into a centralized control plane capable of supporting scalability and an API-first method of doing business. FMS will develop a Federated Governance Framework to provide a balanced approach to how each domain operates autonomously, while at the same time meeting the corporate requirements and guidelines. The system is built with Open-lineage capability which allows users to track file lineage and provide audit proof through robust events through audit trails. The storage layer is built with a pluggable abstraction that reduces TCO for companies’ use of multiple backend storage providers. There is a policy-specific language to manage legal hold and retention policies. The FMS system has realized significant ROI, including $33 million in the first year, a fast payback, and high performance while meeting compliance requirements across multiple storage backends. FMS will develop future versions of the product with capabilities such as blockchain technology for providing proof of deletion, artificial intelligence (AI) for automated tiering of data, and quantum-safe cryptography. Consequently, FMS enables organizations within regulated industries, like Financial Services and Healthcare, to position themselves as thought leaders and innovators of governance, thereby providing a competitive advantage and a solution to a $100 million-per-year governance crisis.

Application of blockchain-based digital twin technology in healthcare: A scoping review.

This research aims to demonstrate the role of blockchain technology in enhancing administrative transparency by illustrating how this modern technology can be employed in developing administrative systems and achieving the principles of administrative transparency. To achieve the research objectives, a questionnaire was designed as the primary data collection tool. The questionnaire comprised 50 questions, and the opinions of 246 individuals were gathered in a completely new way. The research adopted a descriptive and analytical approach, utilizing several statistical and software methods. The SPSS v26 statistical software was used to determine frequencies, percentages, means, standard deviations, relative importance, reliability, internal consistency, and normality. The AMOS v24 statistical software was used to analyze correlation and impact relationships. The results concluded that adopting blockchain technology in administrative systems can significantly contribute to achieving transparency within the university by providing a reliable and secure digital database, improving information accuracy, and enhancing accountability among different administrative levels. The study recommends the adoption of a comprehensive digital strategy at the University of Mosul that includes the integration of blockchain technology. Blockchain technology is integrated into its administrative system to ensure improved institutional performance and the achievement of smart university management based on integrity and transparency.