It is clear that the implementation of construction projects is not safe and spontaneous. In most cases, an incorrect assessment of the current situation in construction, errors in the application of construction technologies and calculations, as well as imperfection of the primary documents permitting construction, lead to risks in construction. In order to prevent construction risks when designing construction projects, it is necessary to take into account the necessary insurance from the economic and technological side. Therefore, during design, costs are calculated, estimates are drawn up, technical and economic aspects of construction are analyzed, and then provided to insurance companies to determine insured amounts. This serves as a necessary measure to allow the client to avoid construction risks, especially those associated with loss of property.