With the rapid development of science and technology, financial technology has become an important force driving global financial innovation and growth. Especially in emerging markets, the application of FinTech enhances financial services' efficiency, promotes financial inclusion, and injects new vitality into economic growth. This article explores the concept and components of fintech and describes its role in emerging markets. The article begins by unpacking the definition and functional scope of FinTech and provides a compendium of its information categorization. It then delves into the specific steps of FinTech in blockchain implementation, encompassing the construction of knowledge architectures and technological processes, highlighting the mechanisms of information mining, integration, and access. Taking the case of developing countries in particular, the article reviews the positive contribution of the practical application of blockchain in conjunction with fintech to financial innovation in these countries in terms of expanding financial penetration, enhancing the effectiveness and security of transactions, and stimulating new service models. In addition, the challenges faced by these countries in implementing fintech strategies are also analyzed. Overall, the analysis in this paper provides insights into how FinTech can support financial development and economic growth in emerging markets.
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