Abstract
is basic need of the hour to attract new customers to the markets. Financial Innovation means finding new products and new features for existing products. Thus creating a new product or adding new features to existing product is the central theme of engineering. Hence, the innovative products should try to reduce risk and it should aim to reach financial optimization. is mainly driven by modern Globalization and investors and government resulting in exposing to new and wider international risk, innovation becomes a new tool to solve, manage and transfer the entire extra burden. The deregulation of banking systems, in particular, promotes economic growth through improved allocation, efficiency and a reduction of service costs.
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