Abstract
Fintech is the newest buzzword in the financial industry. The most recent evolution of Fintech, driven by startups, presents challenges for market participants and regulators alike, particularly in balancing the potential benefits of innovation with the potential risks of new financial sector approaches. Traditional financial institutions now use fintech. The expanding technology advancements in the financial sector are referred to as fintech. The banking sector is progressively being shaped by fintech. The adoption of fintech, the fintech news network, the structure of the Indian fintech industry, fintech startups in India, and fintech trends in India are all examined in this research study. In order to improve customer experience, stimulate acceptance and utilisation of the digital channel, and minimise operational friction, Indian FinTech companies might solve some of the crucial structural concerns plaguing Indian financial services. When banks try to catch up to these more agile and innovative start-ups, their legacy-prone processes and higher operating cost models will provide digital FinTech startups an advantage. The opportunity for FinTech is in market expansion, influencing consumer behaviour, and bringing about long-term reforms in the financial sector.
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