Abstract
Over the last few years, questions have arisen concerning how the Personal European Pensions Product (PEPP) of the EU should be regulated. Until now, the European Commission and various interest groups have not found a solution to the various problems that exist in developing a common EU regulatory framework. This article discusses how the PEPP could ideally be regulated. It discusses the PEPP and Personal Pension Products (PPP), examines how PEPPs as a ‘wrapper product’ should be defined, and evaluates how a PEPP passport could be established under future PEPP Regulations.
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