Abstract
Nowadays, the experimental country banks are in good conditions as a whole and they play an important role in promoting the construction of new socialized countryside, however there are some problems existing in operating .here try to provide some reference suggestion.
Highlights
The current predicament of rural finance and contributing factorsThe problems currently faced by rural finance in China are the existence of serious financial constraints
In Augest 5, 2008, the Chinese bank supervision community officially issued the,it shows that with the steady promot of bank supervision community adjusting to relax the financial institution of the contry bank .A lot of country banks,loan banks and finance mutual help community are born
The first six experimentalprovinces:QingHai,HuBei,JiLing,SiChuan,GanSu and Neimenggu set up 31 new countryside financial in town or under the town,of which there are 19country banks,8financial mutual heipcommunities,4 loan companies.By the end of the year 2007,the deposit receipts of the three-style country financial institution are 0.431 billion yuan and the loan receipts are 0.226 billion yuan .There are 219 small-scale country enterprises and 5483 families in country loaned
Summary
The problems currently faced by rural finance in China are the existence of serious financial constraints. These financial constraints are mainly centered on the official rural financial sector, with both shortage in thesupply of funds and insufficient demand for funds in this sector. The main issue is supply-relatedconstraints while that related to demand is less important
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