Resistance of Micro, Small, and Medium Enterprise Owners to Halal Labeling Policy within Islamic Law Framework

This study examined the relationship between e-marketing and Survival of Micro Small and Medium Enterprises (MSMEs) in Uganda, with particular emphasis to Northern Uganda. The study objectives were; to examine the relationship between e-marketing and MSMEs survival, to analyze the effect of different e-marketing services on MSMEs survival, investigate the effect of e-marketing performance on MSMEs survival and to determine the moderating effect of marketing innovations on the relationship between e-marketing and MSMEs survival. The study was based on the frequent media reports and the researcher’s experience over low survival rate of MSMEs. Several reports indicated that MSMEs in Northern Uganda do not live to see their first birthday and for almost every 35% of the MSMEs that close, about 37% start new businesses again. The study used a cross sectional descriptive design where both qualitative and quantitative methods were employed. A total of 175 respondents were sampled from a population of 322 including Micro, small and Medium Enterprises owners, Managers and District officials. Using a combination of self-administered questionnaires and interview guides for District officials, results shows that there is perfect relationship between e-marketing and MSMEs survival. The findings also indicate that different e-marketing services affect MSMEs survival significantly. Further, the study indicated that e-marketing performance affects MSMEs survival greatly. The study concludes that marketing innovations acts as an important moderator in the relationship between e-marketing and MSMEs survival. The study recommended that MSMEs owners and Managers should increase the use of e-marketing services in their enterprises to enable them survive and be competitive. This can be done through business website development, frequent internet use, social network, computer use, and Search engine optimization. The researcher also recommended that MSMEs owners / Managers should not overuse word of mouth in their businesses as it does not promote business survival. Word of mouth should only be used in few situations, when it is absolutely imperative, such situations can be where customers are illiterate of e-marketing services. MSMEs owners and Managers were also advised to properly train in e-marketing services and be committed in using what they have learnt so as to encourage their customers in using e-marketing.

The purpose of this service is to conduct training/counseling on Micro, Small and Medium Enterprises (MSMEs) Taxes during the Covid 19 Pandemic in West Ilir District. II. This is because it is important for MSMEs owners to understand about tax incentives during the Covid 19 pandemic given by the government. The method used in this service is to conduct training/counseling through monologues and also dialogues for MSMEs from Ilir Barat II District. The place for the activity is in the Diploma III Hall, Faculty of Economics, Sriwijaya University. Implementation time is Wednesday, November 11, 2020. Participants who take part are MSME owners, including convection, culinary, souvenir and stallbusinesses. The results of this service are expected to be able to understand and know the tax incentives provided by the government that can be utilized by MSMEs. The training/counseling provides convenience for the owners of Micro, Small and Medium Enterprises (MSMEs) in Ilir Barat II District to calculate Income Tax, Value Added Tax. Next, this training/extension provides benefits and knowledge about tax incentives for Micro, Small and Medium Enterprises (MSMEs) in Ilir Barat II District. Furthermore, this training / counseling also provides insight, especially regarding tax incentives during the 2019 Corona Virus Disease (Covid) Pandemic. This kind of training or counseling is very, very important for owners of Micro, Small and Medium Enterprises (MSMEs) in Ilir Barat II District. Thus, the role of the government through the provision of tax incentives can be carried out properly in accordance with the expected goals.

Recent competition in the economy is dominated by companies that are able to implement the right technology into their business. E-commerce technology provides many conveniences for business people, including women as owners of Micro, Small, and Medium Enterprises (MSME) in East Java. Women are very potential and competent as actors and managers of Micro, Small, and Medium Enterprises (MSME). The purpose of this study is to determine the social conditions that influence the decision-making of these women as owners of Micro, Small, and Medium Enterprises (MSMEs) to adopt e-commerce. This study was conducted using quantitative descriptive methods. The sample consisted of 41 women as owners of MSME in East Java. Data were analyzed using percentages. The results of the study show that the majority of these MSME owners have understood e-commerce, but some of them have not adopted e-commerce as their competitive strategyDOI: http://dx.doi.org/10.17977/um021v4i22019p094

PurposeThis study aims to test the relationship between information technology investment (IT_INVEST) and working capital management (WCM) efficiency.Design/methodology/approachThis study utilized a survey research design to collect data from micro, small and medium enterprises (MSMEs) owners in India.FindingsEmpirical results show that perceived IT_INVEST plays a role in improving WCM efficiency by decreasing the inventory holding period and reducing the cash conversion cycle (CCC) in India. A three-stage least square model (3SLS) shows that IT_INVEST decreases CCC directly and indirectly through the inventory holding period, accounts receivable period and accounts payable period. The empirical analysis also shows that IT_INVEST decreases the inventory holding period and CCC by 16.80% and 26.40%, respectively, for the examined firms.Research limitations/implicationsIf MSMEs' owners perceive a higher level of IT_INVEST, then the owners perceive a higher WCM efficiency and vice versa.Originality/valueThis study contributes to the literature on the relationship between IT_INVEST and WCM efficiency. This study may encourage further studies of IT investment and WCM efficiency using data from other industries and countries. MSME owners may find empirical results beneficial to improve WCM efficiency. Moreover, financial management consultants may find results helpful to provide consulting services.

Purpose: This study aims to explore the understanding of financial management among micro, small, and medium enterprises (MSMEs) and how such understanding influences the success and sustainability of their businesses. The primary focus is to identify key financial management factors considered essential by MSME owners and the challenges they face in implementing effective financial practices. Research Methodology: This research employs a qualitative literature review methodology, analyzing relevant studies, reports, and articles related to MSME financial management. The study synthesizes insights from various sources to provide a comprehensive understanding of the current practices, challenges, and factors that contribute to the financial success of MSMEs. Results: The findings indicate that a solid understanding of financial management, including cash flow management, transaction recording, and long-term financial planning, plays a crucial role in the success of MSMEs. Despite the recognition of its importance, many MSME owners face barriers such as lack of financial knowledge, limited access to financial resources, and reliance on manual accounting methods. Moreover, many fail in long-term financial planning, which impedes their ability to manage risks and plan for business expansion effectively. Limitations: This study is limited to a qualitative literature review, which may not capture the full range of experiences from MSME owners across different sectors or regions. Contribution: This research contributes valuable insights for MSME owners, financial institutions, and policymakers in understanding the critical role of financial literacy and providing better support for MSMEs.

Latar belakang: Usaha Mikro, Kecil, dan Menengah (UMKM) merupakan pilar utama dalam struktur perekonomian Indonesia. Namun, banyak pemilik UMKM menghadapi tantangan dalam memastikan produk pangan mereka memenuhi standar kehalalan yang ditetapkan. Proses sertifikasi halal tidak hanya membutuhkan biaya besar, tetapi juga pengetahuan dan pemahaman yang mendalam. Tujuan: untuk memastikan bahwa produk pangan yang dihasilkan oleh UMKM di Kelurahan Wirobrajan, Yogyakarta, memenuhi standar kehalalan yang ditetapkan. Metode: Pendekatan partisipatif digunakan, meliputi sosialisasi untuk memastikan pemahaman dan penerapan yang efektif tentang kehalalan produk pangan. Hasil: Kegiatan menunjukkan adanya peningkatan pemahaman pemilik UMKM tentang keamanan pangan dan kehalalan produk setelah mengikuti sosialisasi. Berdasarkan analisis statistik, terdapat perbedaan yang signifikan antara skor pre-test dan post-test. Hal ini mengindikasikan bahwa program pendampingan ini efektif dalam meningkatkan pengetahuan dan keterampilan pemilik UMKM. Selain itu, observasi lapangan juga menunjukkan adanya perubahan dalam praktik produksi pangan, di mana pemilik UMKM telah mulai menerapkan prinsip-prinsip kehalalan dalam setiap tahapan produksi. Mereka juga menunjukkan antusiasme yang tinggi untuk mengajukan sertifikasi halal bagi produk-produk mereka. Kesimpulan: Program pendampingan berhasil meningkatkan pemahaman pemilik UMKM mengenai kehalalan produk pangan, terbukti dari peningkatan skor rata-rata pemahaman dari 25% menjadi 75%. Pendampingan juga membantu UMKM memahami proses sertifikasi halal yang sebelumnya dianggap rumit dan mahal, dengan memberikan bimbingan praktis dalam menyusun dokumen dan persyaratan sertifikasi. Kata kunci: kehalalan, produk pangan, UMKM, Wirobrajan ________________________________________________________________________ Abstract Background: Micro, Small and Medium Enterprises (MSMEs) are the main pillars in the structure of the Indonesian economy. However, many MSME owners face challenges in ensuring their food products meet established halal standards. The halal certification process not only requires large costs, but also in-depth knowledge and understanding. Objective: To ensure that the food products produced by MSMEs in Wirobrajan Village, Yogyakarta, meet the established halal standards. Method: A participatory approach is used, including outreach to ensure effective understanding and implementation of halal food products. Result: Activities show an increase in MSME owners' understanding of food safety and halal products after participating in the socialization. Based on statistical analysis, there is a significant difference between the pre-test and post-test scores. This indicates that this mentoring program is effective in increasing the knowledge and skills of MSME owners. Apart from that, field observations also show changes in food production practices, where MSME owners have begun to apply halal principles in every stage of production. They also show high enthusiasm for applying for halal certification for their products. Conclusion: The mentoring program was successful in increasing the understanding of MSME owners regarding halal food products, as evidenced by the increase in the average understanding score from 25% to 75%. Assistance also helps MSMEs understand the halal certification process which was previously considered complicated and expensive, by providing practical guidance in compiling documents and certification requirements. Keywords: halal, food products, MSMEs, Wirobrajan

The significance of financial management training for Micro, Small, and Medium Enterprises (MSMEs) lies in its pivotal role in the progression of the MSME sector, which forms the backbone of the economy in numerous countries. The objective of this training is to impart knowledge and financial management skills to MSME owners, enabling them to enhance the efficiency and profitability of their businesses. This program encourages business owners to enhance the efficiency and profitability of their enterprises. By means of training materials encompassing financial planning, financial record-keeping, cash management, and financial report analysis, MSMEs in Margamukti Village can bolster their capabilities in effectively managing the financial aspects of their businesses. The significance of this training cannot be overstated. MSME owners with a solid grasp of financial management can make more informed decisions, mitigate unforeseen financial challenges, and strategize for sustainable business expansion. Furthermore, they are better positioned to secure external financing and attract potential investors who can contribute to the development of their businesses. Interactive and practical training methods, including courses, case studies, and simulations, facilitate MSME owners in comprehending and implementing financial management principles within the framework of their businesses. By doing so, they can mitigate financial risks, optimize the utilization of capital, and strategize for sustainable business expansion. This program represents a constructive measure in bolstering the growth of MSMEs, reinforcing the village economy, and forging fresh prospects for the triumph of MSME owners in their enterprises. The collaborators in this community service initiative are UKM Sinarmukti, situated in Kebon Kalapa Hamlet, RT 02 RW 02, Margamukti Village, North Sumedang District, Sumedang Regency.

This research aims to determine the role of entrepreneurial networks, entrepreneur leadership, on innovation capabilities and MSME performance. The sampling technique used purposive sampling, obtaining a total of 247 samples of MSME owners in the culinary sector in Bojonegoro City. Research data was analyzed using SEM techniques with AMOS software. The research results show that entrepreneurial networking has a positive effect on the innovation ability and performance of MSMEs. Meanwhile, entrepreneurial leadership has no effect on the innovation ability of MSMEs, but has a positive influence on MSME performance. The implications of this research are that the development of entrepreneurial networks can be a crucial factor in enhancing innovation capabilities and performance for Micro, Small, and Medium Enterprises (MSMEs) owners in the culinary sector in Bojonegoro City. Additionally, entrepreneurial leadership also plays a significant role in improving the performance of MSMEs, even though it does not have a direct influence on innovation capability. Therefore, in the effort to enhance the performance of MSMEs in the culinary sector, MSME owners should consider expanding their entrepreneurial networks and strengthening entrepreneurial leadership.

PurposeThe main objective of this study is to assess kinship employee engagement as a mediating variable in the relationship between person–organization–fit (P-O Fit) and person–job–fit with turnover intention.Design/methodology/approachThis research was conducted at creative industry micro, small and medium enterprises (MSME) in Yogyakarta, Indonesia. The number of respondents was 331 MSME employees. The distribution of questionnaires was carried out using offline and online systems through direct questions and Google forms. The data analysis tool used was structural equation modelling.FindingsThe findings of this study revealed that kinship employee engagement is proven to mediate the relationship between P-O-fit and P-J-fit on turnover intention.Research limitations/implicationsThis research provides a new perspective on social exchanges, namely, exchanges that are intangible based on the relationship between employees, leaders and owners of micro and small medium enterprises (MSMEs) in the form of kinship employee engagement. Employees who feel P-O Fit and P-J fit with their organizations will exhibit positive behavior in the form of kinship employee engagement.Practical implicationsThe first practical implication is that MSME superiors/owners must pay more attention to P-O fit; one way to do this is to assess P-O fit at the recruitment and selection stage. This may be useful for organizations that hire and retain employees whose goals and values closely match those of the organization. With regard to the P-J fit relationship, and turnover intention, which turns out to have a negative relationship, this finding has implications for the formulation of policies that should not only focus on increasing the knowledge, skills and abilities of employees but also on fulfilling their wishes. For example, providing employees with training, self-development opportunities, flexible working hours and competitive salaries will strengthen their level of compatibility with their jobs, which in turn will reduce the willingness of employees to leave their jobs.Social implicationsIn social practice, kinship employee engagement can be applied to MSMEs. When MSME owners have limited funds, facilities, etc., to bind employees, they can apply kinship to employees so that they are more attached to MSMEs.Originality/valueThis study is among the first to introduce a new construct (kinship employee engagement) which is an extension of the engagement construct that is more specific and follows the MSME context, and is the first study to propose kinship employee engagement as a mediating variable in the relationship between P-O-fit and P-J-fit on turnover intention.

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This community service activity aims to provide education and assistance to Micro, Small and Medium Enterprises (MSMEs) by providing an understanding of the basic concepts of taxation, tax rights, and obligations for MSMEs. The method of implementing community service activities is carried out in several stages. The first stage is the planning stage through observation and preliminary interviews on the subject of community service. The second stage is the implementation of activities in the form of training, which is carried out through the presentation of materials, calculation practice, reporting, and tax payment procedures, as well as discussions. The third stage is monitoring, which aims to address the problems faced by MSMEs in fulfilling their tax obligations independently. MSME owners need to be equipped with adequate tax knowledge to increase their awareness of MSME tax compliance. Moreover, limited knowledge is one of the obstacles to the development of MSMEs. Through continuous participation in tax socialization activities such as tax advice and seminars, MSME taxpayers using e-commerce will increase their awareness and compliance. Based on the activities carried out, MSME owners (actors) in Pare Kediri as MSME business operations managers gain a significant understanding of MSME tax rights and obligations. The community service activities still need follow-up activities to ensure that the MSME actors have correctly calculated their tax obligations and have fulfilled their tax obligations by the applicable regulations. Therefore, the community service activities can be continued in the following year's activities.

This community service activity aims to enhance the understanding of Micro, Small, and Medium Enterprises (MSMEs) in Pasar Bringharjo and Lippo Plaza Jogja regarding the importance of simple bookkeeping to support the sustainability of their businesses. Observations revealed that many MSME owners lacked knowledge on how to efficiently prepare financial records, particularly in tracking financial transactions. Therefore, direct assistance was provided through training on the use of the BukuWarung application, which helps MSME owners systematically create financial reports that are easy to understand. This activity was conducted in four sessions on March 26, April 2 and 26, and May 1, 2024. An evaluation of the program’s success was carried out on May 1, 2024, using questionnaires to measure MSME owners’ understanding of financial record-keeping and the use of the BukuWarung application. The evaluation results indicated that all MSME participants understood the importance of business financial reports, as well as how to record debt, income, and expenses using the BukuWarung application. Additionally, most MSME owners demonstrated a good grasp of the BukuWarung application as a whole and actively used it for business financial record-keeping. From the evaluation results, it can be concluded that this community service activity successfully addressed the financial record-keeping issues faced by MSME owners. This success is reflected in the increased understanding and application of better bookkeeping practices, which is expected to contribute to the sustainability of MSMEs in the Pasar Bringharjo and Lippo Plaza Jogja areas.

This article is a summary of several journals that were rereviewed about the Micro, Small and Medium Enterprises (MSMEs) Marketing Strategy. MSMEs are one of the leading driving forces in economic development and play a significant role in the economy. Economic players such as the owners of MSMEs now not only can produce a product, but also must adapt and implement technological developments into their economic activities. So that the marketing strategies of MSME owners become complex and numerous. The purpose of this study is to identify marketing strategies in the development of MSMEs. The data obtained is from the literature studies of existing journals as secondary data. The results obtained show that there are two strategies in the marketing of MSMEs which become priority strategies, namely: (1) The owner of MSMEs applies e-commerce to become a market leader, (2) The owners of MSMEs provide branding to emerge brand image of their products.
 Keywords: E-commerce, Brand Image, Strategi Pemasaran, UMKM

This research aims to analyze the importance of the Business Identification Number (NIB) as the basis for the legality of Micro, Small and Medium Enterprises (MSMEs) in Padelengan Village, Pademawu District, Pamekasan Regency. This research was conducted using qualitative descriptive methods and a case study approach. Research data was collected through in-depth interviews with MSME owners in Padelengan Village, as well as through documentation studies related to regulations and policies regarding the provision of NIB to MSMEs. The research results show that NIB has a very important role in providing legality and legal protection for MSMEs in Padelengan Village. By having an NIB, MSMEs can gain easier access to various facilities and assistance from the government, and can run their business more safely and securely. However, this research also found several obstacles in providing NIB to MSMEs in Padelengan Village, including a lack of understanding and awareness of MSME owners about the importance of having an NIB, as well as a lack of access and information regarding NIB processing procedures. Based on the results of this research, it is recommended that the village government and related agencies carry out outreach and assistance to MSME owners to increase understanding and awareness of the importance of having an NIB. Apart from that, it is also necessary to improve access and information related to NIB processing procedures so that the process can run more effectively and efficiently. It is hoped that this research can contribute to improving legality and legal protection for MSMEs in Padelengan Village, as well as being a reference for further research related to the role of NIB in supporting the development of MSMEs in rural areas.

This research aims to explore the factors influencing the decision-making of micro, small, and medium enterprises (MSMEs) in choosing financing sources, focusing on attitudes towards debt, risk profiles, and financial knowledge among MSME owners in Indonesia. The study employs the Theory of Planned Behavior (TPB) as a framework to understand how attitudes, subjective norms, and perceived behavioral control influence the intentions and decisions of MSMEs to access bank credit facilities. The population comprises MSMEs registered under the Yayasan Bina Insani Gemilang Indonesia. A sample of 400 MSME owners was selected using simple random sampling techniques. Data was collected through both online questionnaires and direct interviews to accommodate a diverse range of respondents. The key findings indicate that while MSME owners show a general hesitation towards formal bank loans, attitudes towards debt and financial knowledge significantly impact their borrowing intentions. The study reveals that subjective norms and perceived behavioral controls are critical in shaping these intentions, suggesting that external opinions and perceived ease of obtaining credit strongly influence decision-making processes. Most notably, despite the available formal credit facilities, many MSMEs continue to rely on informal lending due to perceived barriers and skepticism towards formal banking terms. In conclusion, the research underscores the need for targeted government policies and bank strategies that address the specific fears and hurdles faced by MSMEs. Improving financial literacy and altering perceptions about formal credit risks may encourage more MSMEs to engage with banks, potentially leading to enhanced economic growth and financial inclusion in the region.