Abstract
ÄlĂĄnek se zabĂ˝vĂĄ systĂŠmy pojiĹĄtÄnĂ depozit a na zĂĄkladÄ zahraniÄnĂch zkuĹĄenostĂ stanovuje principy efektivnĂho systĂŠmu pojiĹĄtÄnĂ depozit pro modernĂ bankovnĂ systĂŠmy fungujĂcĂ v podmĂnkĂĄch globĂĄlnĂch finanÄnĂch trhĹŻ. DoporuÄuje model explicitnĂho pojiĹĄtÄnĂ depozit s relativnÄ ĹĄirokou ochranou klientĹŻ, kterĂĄ je srovnatelnĂĄ se systĂŠmy v zemĂch, kam mohou klienti relativnÄ snadno pĹevĂĄdÄt svĂĄ depozita.
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