Abstract
Financial inclusion is a banking instrument that plays an important role in financial system stability. Financial inclusion provides access to various financial institutions, products and services according to the needs and capabilities of the community and their businesses, which are used in a responsible and sustainable manner in improving people's welfare. This study aims to analyze the effect of financial literacy and financial technology on financial inclusion in Pengotan village. The population in this study is the people in Pengotan village and sample are 100 respondents. Methods of data collection using interviews and observation with multiple linear regression data analysis techniques. The results of the study show that financial literacy and financial technology have a positive and significant effect on financial inclusion.
 Keywords: Financial Literacy; Financial Technology; Financial Inclusion
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