Abstract

With the advancement of technology and internet usage, the world is shrinking day by day and the business boundaries are expanding beyond imagination. Any business owner nowadays cannot dream of launching in a bigger way without the online presence (payment facility). For consumers, with Ecommerce and best infrastructure to ship products, they can dream of getting any product/service from any part of the world in a short time cutting across all barriers. Ecommerce systems depend mainly on the payment gateway service providers to facilitate payment transactions. Now the payment gateway service providers are focusing on providing lot of features and user friendly options to increase market share. Through this paper, a new approach to the Multiple payment modes is brought into light which will be different from the usual multiple payment options available in the Online Payment Industry. With this option, user experience is made great and saves time for the user with the flexibility to pay from many options. General Terms This paper discusses an improvement in the existing important feature of Online Payment Gateway called Multiple Payments which will make Online Payment Gateway incorporating the best of features of Split Tender Payment [1] option also which makes this mode more efficient and user friendly.

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