Abstract

The purpose of this study was to find out the desire to save the textile industry workers in Semarang Regency and the factors that influence it. This type of research is quantitative descriptive. The population in this study was Labor at 10 TPT Industries totaling 17,757. The sample was determined by 100 respondents using the Slovin formula, and was considered representative. The sampling technique used is simple random. Methods of collecting data used questionnaires, interviews and observations. Data analysis method used multiple linear regression. The variables used in this study are age, income, consumption and education level as independent variables. While the desire to save as a dependent variable. The results showed that the income variable and education level had a positive and not significant effect, the consumption variable had a negative and significant influence, the age variable had a negative and not significant effect on saving desires. Suggestions for optimizing the increase in savings, employees should be able to increase the desire to save by consuming as needed and reduce unnecessary expenses so that the amount of savings can be increased and the benefits of saving can be felt.
 Tujuan dari penelitian ini adalah untuk mengetahui keinginan untuk menyelamatkan pekerja industri tekstil di Kabupaten Semarang dan faktor-faktor yang mempengaruhinya. Jenis penelitian ini adalah deskriptif kuantitatif. Populasi dalam penelitian ini adalah Tenaga Kerja di 10 Industri TPT dengan total 17.757. Sampel ditentukan oleh 100 responden menggunakan rumus Slovin, dan dianggap representatif. Teknik pengambilan sampel yang digunakan adalah acak sederhana. Metode pengumpulan data menggunakan kuesioner, wawancara dan observasi. Metode analisis data menggunakan regresi linier berganda. Variabel yang digunakan dalam penelitian ini adalah usia, pendapatan, konsumsi dan tingkat pendidikan sebagai variabel independen. Sedangkan keinginan untuk menabung sebagai variabel dependen. Hasil penelitian menunjukkan bahwa variabel pendapatan dan tingkat pendidikan berpengaruh positif dan tidak signifikan, variabel konsumsi berpengaruh negatif dan signifikan, variabel umur berpengaruh negatif dan tidak signifikan terhadap keinginan menabung. Saran untuk mengoptimalkan peningkatan tabungan, karyawan harus dapat meningkatkan keinginan untuk menabung dengan mengkonsumsi sesuai kebutuhan dan mengurangi biaya yang tidak perlu sehingga jumlah tabungan dapat ditingkatkan dan manfaat dari tabungan dapat dirasakan.

Highlights

  • Basically is part of the income received by the community that is not used for consumption or in other words, community savings are the difference between income and consumption (Sumastuti, 2009)

  • Multiple Linear Regression Analysis The following are the results of the regression calculation of Ln age, Ln income, Ln consumption, and Ln level of education towards Ln saving desire by using IBM SPSS Statistic 23: Table 3

  • The consumption value (X3) is -1.019 which means that every 1% increase in the amount of consumption expended will reduce the saving desire by 0.198%

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Summary

Introduction

Basically is part of the income received by the community that is not used for consumption or in other words, community savings are the difference between income and consumption (Sumastuti, 2009). Given the important role of community savings in sustaining development financing, development economists have sought to find and formulate factors that can influence and encourage the level of community savings. The existence of the textile industry is very important for the economy because it is one of the biggest contributors of foreign exchange and absorber of labor The textile industry is a labor intensive industry The textile and textile products industry is more focused on a large number of workers or workers in the construction and operation and contributes a large contribution to employment (Apriliyanto, 2018)

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