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Abstract
The main purpose of the article is to study the main types of automated payment systems, their application, transactions and further development stages in the banking sector. To achieve the goal, the following tasks were set: to study the process of implementing automated processes in the bank, to understand the main target groups and, based on that, to develop measures to expand the possibilities of using automated payment systems. In order to nvestigate the primary types of automated payment systems and their roles within the banking sector, the study employed the following research methods: deductive method, inductive method, analysis method, graphical method. The main conclusion of the research is that considering the complex external environment and strong competition, banks need to continuously track developments in the banking services sector and utilize automated tools. This approach can contribute to the effective and stable growth of the banking system. Over time, the stable development of automated payment systems could boost economic stability, enhance customers' media literacy, and improve their financial and economic skills. Such advancements could pave the way for updating banking resources and potentially attract additional financial investment.
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