Abstract
Article history: Received January 4, 2014 Accepted 1 June 2014 Available online June 3 2014 Nowadays, the electronic insurance (EI) is one the electronic services, which is used in most countries, and that is one effective factor in developing the exporting products and services. On the other hand, the incurrence industry and very especially EI represent their importance both domestically and internationally. One of the ways for transferring the exporting risks is to transfer the risks to the insurer. This paper examines the characteristics of EI and the effects of decreasing the exporting risk charges. The proposed study designs a questionnaire in the form of Likert scale, the validity of the questionnaire is validated by some the experts' viewpoints and the Cronbach' alpha is measure as 0.794. The results of applying Freedman test have disclosed that facilitating export activities was the most important factor followed by access to target export market information. © 2014 Growing Science Ltd. All rights reserved.
Highlights
Speaking, the electronic insurance (EI) refers to the use of Internet and information technology in production and distribution of the electronic service (ES)
EI refers on providing the insurance coverage via insurance certificate (Bens et al, 1999)
Our participants believed that any improvement on productivity of insurance service helps us reduce existing risk associated with export activities
Summary
The electronic insurance (EI) refers to the use of Internet and information technology in production and distribution of the electronic service (ES). (2006), the implementation of electronic insurance plays essential role on development on export related activities. The study detected three classes of exporter's profiles through a hierarchical cluster analysis, disclosing a risk perception among exporters in addition to the implementation of payment instruments with no guarantees to exporters and low adhesion to export credit insurance system. Giaglis et al (2002) provided an analysis of the potential effects of intermediaries in electronic markets and articulated a number of hypotheses for the future of intermediation in such markets. The study identified a number of key lessons for managers in expansion of successful electronic trading
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