Abstract
To provide reference for alleviating the shortage of funds in small and medium-sized enterprises, the financing of small and medium-sized enterprises based on Internet finance was explored. Firstly, the current situation of small and medium-sized enterprises financing in China was expounded. The bank loans of small and medium-sized enterprises are still in a relatively low position compared to the proportion of bank loans of large enterprises. Then, the new opportunities under the Internet finance were discussed, and the currently popular several mainstream Internet finance models P2P, crowd financing and big data financing were introduced. Finally, taking Ali small loan platform and Shengda online lending platform as an example, it was proved that Internet finance was feasible as an enterprise financing tool. The results showed that it could provide experience for Internet finance to solve other industries’ financing difficulties. To sum up, the development of Internet finance has the characteristics of sustainability, and has the potential to be the main financing tool for small and medium-sized enterprises.
Sign-in/Register to access full text options 
Talk to us
Join us for a 30 min session where you can share your feedback and ask us any queries you have
Schedule a callMore From: IOP Conference Series: Materials Science and Engineering
Disclaimer: All third-party content on this website/platform is and will remain the property of their respective owners and is provided on "as is" basis without any warranties, express or implied. Use of third-party content does not indicate any affiliation, sponsorship with or endorsement by them. Any references to third-party content is to identify the corresponding services and shall be considered fair use under The CopyrightLaw.
