FINANCIAL LITERACY EDUCATION IN VOCATIONAL SCHOOL STUDENTS

Abstract

The level of financial literacy among vocational school students is often low, with a lack of understanding of financial concepts which can affect the ability to manage personal finances and face financial challenges in the future. This service aims to increase the financial literacy of vocational school students, with a focus on wise budget management habits. Specific objectives include increasing students' understanding of financial literacy, increasing financial awareness, and encouraging the application of financial literacy concepts in everyday life. Community service activities were carried out at the Kefamenanu Catholic Vocational School, involving 25 students. Community service activities are carried out through training, workshops and financial simulations. Material covers the basics of money management, budget planning, investing, and personal financial planning. Evaluation is carried out through direct feedback from participants using questionnaires, observation of student participation, and group reflection sessions. The results of the activity showed a significant increase in vocational school students' understanding of financial literacy after participating in the activity. As many as 85% of students stated that their understanding of the material had increased, and 90% were satisfied with the method of delivering the activities. Additionally, 75% of students expressed the hope of applying financial literacy concepts in everyday life. These results provide a positive picture of the success of the activity and the potential for future improvements, including technology integration and the addition of more in-depth material.