Abstract
Mela is the Farmers’ Social Insurance Institution of Finland (in Finnish: Maatalousyrittäjien eläkelaitos) founded in 1969. It provides comprehensive pension cover and social security to farmers, reindeer herders, fishermen, forest owners and recipients of scientific or artistic grants and scholarships living in Finland. In addition to providing pension insurance (MYEL), Mela provides its customers: statutory occupational accident insurance, leisuretime accident insurance, Mela sickness allowance, occupational rehabilitation, group life insurance, and farm closure support for farmers and reindeer herders. It also administers the farmers’ holiday and stand-in scheme, and provides advisory services related to occupational safety and wellbeing at work. The social security provided by Mela was originally addresses to farmers, reindeer herders, fishermen, forest owners. Since 2009 also recipients of scientific and artistic grants/scholarships are Mela’s customers. This article presents the most important stages in the development of social insurance for agricultural entrepreneurs in Finland and the evolution of this system until today. It also explains different benefits offered by Mela and the rules of being subject to social insurance by Mela, as well as the financial economy of Mela, including Mela’s sources of revenue. Finally, it presents tailored programmes and actions offered by Mela to the insured.
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