Abstract
For more than 17 years of operation, the quality of service to the poor of Vietnam Bank for Social Policies (VBSP) has been continuously improved and shown certain effects on social life, especially on the poor, but limitations do exist, in terms of capital sources, loan duration, human resource training etc. Therefore, this study is designed to assess the program's contribution to improving the production and life of poor households. Research results from 800 questionnaires interviewing poor households and loan officers across Vietnam. At the same time, collect and analyze data on the status of poverty reduction program activities through VBSP’s annual reports, in order to find out existing problems and propose solutions to improve the efficiency of the program Keywords: Vietnam Bank for Social Policies, poor household, loan officer, policy, credit. DOI : 10.7176/PPAR/9-12-06 Publication date: December 31 st 2019
Highlights
After more than 20 years of renovation, Vietnam's economy has achieved remarkable results: the average Gross Domestic Product (GDP) growth rate is approximately 7% / year in the period of 2013-2018
GDP per capita is from 140 USD in 1992 to 3,123 USD in 2018
The ratio of loans to poor households to total funding sources has decreased due to the expansion of lending programs to poor households and other policy beneficiaries assigned by the Government, while the state budget is limited
Summary
After more than 20 years of renovation, Vietnam's economy has achieved remarkable results: the average GDP growth rate is approximately 7% / year in the period of 2013-2018. The ratio of loans to poor households to total funding sources has decreased due to the expansion of lending programs to poor households and other policy beneficiaries assigned by the Government, while the state budget is limited. This difficulty is consistent with the current operational situation of VBSP. VBSP is implementing many preferential credit programs, the total amount of capital must increase, resulting in decrease in the proportion of the capital of the poor household lending program.
Sign-in/Register to view highlights & summary Sign-in/Register to access full text options 
Talk to us
Join us for a 30 min session where you can share your feedback and ask us any queries you have
Schedule a callDisclaimer: All third-party content on this website/platform is and will remain the property of their respective owners and is provided on "as is" basis without any warranties, express or implied. Use of third-party content does not indicate any affiliation, sponsorship with or endorsement by them. Any references to third-party content is to identify the corresponding services and shall be considered fair use under The CopyrightLaw.
