Abstract
In our economic growth and development is based upon the financial sector. Development in the field of information technology has given more benefits to the banking sector. Modern technology has to be altered and replaced into digitalization. Post Demonetization will reduce the black money and cyber fraud, cyber crime and hacking etc. The impact of this policy is a step towards the modernization and globalization by making the economy cashless. In digital payment, banking sector plays a major role by providing digital instruments like debit cards, mobile banking, mobile wallets etc. This paper makes an attempt to adopt various technologies and study the impact of digital payments in Indian economy.
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