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Consumer Behavior Toward AI-Powered Chatbots in Interactive Marketing: The Moderating Role of Perceptual Psychology

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Abstract AI-powered chatbots have been increasingly adopted across various domains, particularly in healthcare and psychological support. This study investigates consumers’ intentions toward AI-powered chatbots within the context of interactive marketing, with a specific emphasis on the moderating role of perceptual psychology. Grounded in the Theory of Planned Behavior (TPB), the Information Acceptance Model (IAM), and the Technology Acceptance Model (TAM), data were collected from 357 valid responses and analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM). The results demonstrate that AI-powered chatbots capabilities exert a strong positive influence on consumer trust, which emerges as the most influential predictor of intention to use AI-powered chatbots. Furthermore, perceptual psychology plays a significant moderating role by amplifying the effect of trust on usage intention. Collectively, these findings underscore the practical potential of Chatbots AI in healthcare consulting and provide valuable managerial insights for enhancing user experience and fostering trust in interactive marketing environments.

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Post-COVID-19 Dorm Students Food Delivery E-commerce Use And Satisfaction: Insights From Theory of Planned Behavior and Technology Acceptance Model
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  • Cite Count Icon 2
  • 10.17358/jma.19.3.341
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Artificial intelligence (AI) has become an essential part of modern e-commerce, primarily through algorithm-driven personalisation that customises product suggestions and content for individual consumers. Although AI applications are spreading rapidly, there is limited empirical evidence on how AI-driven personalisation influences online purchase intentions in emerging markets, particularly regarding the psychological processes underlying this relationship. This study investigates the impact of AI-driven personalisation and consumer attitudes towards AI on online purchase intentions, with consumer awareness acting as a mediating variable. Rooted in the Technology Acceptance Model (TAM) and the Theory of Planned Behaviour (TPB), the study uses a quantitative, cross-sectional research design. Data were gathered from online shoppers in major cities across South-East Nigeria through a structured questionnaire. Partial Least Squares Structural Equation Modelling (PLS-SEM) was used to examine both direct and indirect relationships among the study's constructs. The results show that consumer attitude towards AI has a significant positive direct effect on online purchase intention. Conversely, AI-driven personalisation does not significantly influence purchase intention. Instead, its impact works indirectly via consumer awareness. Further analysis reveals that consumer awareness significantly mediates the relationship between consumer attitude towards AI and online purchase intention, emphasising awareness as a vital cognitive pathway through which positive perceptions of AI are converted into behavioural intention. The study concludes that AI personalisation alone is not enough to encourage online purchasing in emerging markets unless consumers clearly understand how AI systems operate and the value they offer. By empirically positioning consumer awareness as a key mediating factor, the study expands TAM and TPB in AI-enabled consumption contexts. It offers practical insights for e-commerce platforms seeking to deploy AI responsibly and effectively in emerging digital economies.

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