Abstract

The traditional German health insurance system covers a broad variety of needs for health care provision. However, parts of the German population are at a disadvantage. No adequate coverage is accessible to those individuals, who need more than medical care: to long-term patients, to people with handicaps and functional impairments, to those, whose condition requires rehabilitation, nursing, and promotion due to a functional disability. One of the groups mostly affected by the shortcomings of the health insurance system is the growing aged population, especially the very old and among them the chronically disabled. This contribution is a review of the attempts to introduce a new insurance for care (Pflegeversicherung). The range of these insurance plans is analysed in consideration of the increasing need for comprehensive health care.

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