Blockchain for good, a prospect in action. How technological fields emerge through affordance-driven institutional work

Modern innovation and information processes require the formation of an innovative strategy to respond to new trends in digital development. This is due to growing competition from both financial institutions and high-tech companies and startups FinTech which with their innovative solutions seek to become leaders in highly profitable segments of the banking sector. The purpose of the article is to analyze foreign experience in the development of innovative information technologies in the financial services market. The article analyzes the areas of use of information technology in the work of financial institutions. The essential characteristics of financial innovations are presented. The experience of leading countries in the introduction of innovative and information technologies in the work of financial institutions is analyzed. The study found that the world leaders in the pace of implementation of information technology in the work of financial institutions are China, the United States, Germany, India, Singapore and the United Kingdom. The development of the FinTech industry depends on the factors of efficiency and optimality of state regulation, the availability of highly qualified experienced specialists in the field of information technology, the development of financial infrastructure, the level of household confidence in banks and the ability of financial institutions to attract investment resources. The introduction of innovative information technologies allows financial institutions to organize quality customer service, increase the degree of its personalization, and make processes more transparent, fast and reliable. This, in turn, helps to increase the level of trust of stakeholders and competitiveness in the financial services market. At the same time, the use of information technology by financial institutions may be accompanied by risks of cyberattacks, leakage of personal data of customers, as well as technological and reputational risks. The experience of the countries and individual banks analyzed in the article can be useful for Ukraine, in particular in the implementation of cloud technologies, artificial intelligence, big data analytics, Blockchain technology in the activities of domestic financial institutions.

Introduction: continuous development of information technologies creates completely new tasks and principles of work for higher educational institutions: not just quality education in the narrow framework of the future profession, but also training the student with a whole range of professional skills that enable him to start his duties in the working environment as quickly and efficiently as possible. New, higher requirements for the preparation of students in the field of information technology are being put forward. In connection with this, the problems of studying the process of forming analytical skills in students of information-oriented areas of training, developing tools, mechanisms, technologies, approaches to their formation in the process of professional training of students in the university become urgent. The purpose of the article is to identify the pedagogical conditions that contribute to the successful formation of analytical skills in future IT professionals in higher education. Materials and methods: to implement the goal and solve the tasks posed, the following research methods were used: the study and analysis of pedagogical, scientific and methodological literature on the problem of work; classification; analysis and generalization of pedagogical experience, modeling. Results : it is substantiated that the necessary and sufficient pedagogical conditions for the successful formation of analytical skills in future specialists in the field of information technologies are: the use of developmental tasks reflecting the structure and content of analytical skills; orientation of independent work of students in the process of mastering information technologies for research activities; realization of the person-oriented interaction of teachers and students on the basis of the method of projects implemented with the use of information technology. The main components of the formation of analytical skills are motivational, cognitive, reflexive and creative. Discussion and Conclusions: analytical skills are professionally significant for specialists in the field of information technology, they allow solving the difficulties of professional activity and finding the best solutions to the tasks set. Realization of the revealed pedagogical conditions promotes the successful formation of analytical skills of future IT specialists in higher education

Introduction. One of the factors of structural changes in the financial market of Ukraine is the growing use of the Internet and mobile devices to provide financial services. At present, it can be seen that radical changes in the field of technology have affected not only the information sphere, but also the economic one. The modern technological revolution has significantly affected the infrastructure of the banking sector, which is associated with increased automation in the work of financial institutions and greater customer focus. This encourages banks to constantly improve, introduce new products and provide services to their customers with greater speed, quality and reliability. The purpose of the paper is to identify and study current trends and directions of development of financial technologies in the banking sector of Ukraine. Results. The article reveals the economic essence of the concept of “financial technology”. Modern tendencies of fintech development in Ukraine are analyzed. Successful examples of the use of innovative financial technologies in the domestic banking sector in recent years are presented. Possible areas of partnership between fintech companies and traditional banks have been identified. Conclusion. When formulating their own strategy, banks should consider the innovative vector of development as the most important way to ensure the stability of their operation, economic growth and competitiveness, as the effectiveness of their activities depends on the ability to meet the needs of consumers. Therefore, banks need to implement advanced financial technologies, as well as improve ways to provide them to their customers. Equally important is the cooperation of banks with fintech companies, which will promote the development of innovation and maintain consumer confidence in both parties.

The age of new technologies forms a new paradigm for the functioning of the economic system. New living conditions require serious and consistent changes in all areas. The current dynamics of development determines the emergence of new structures and mechanisms of interaction. The driving force behind the implementation of breakthrough technologies is development institutions that facilitate the implementation of new projects. The essential moment in the implementation of new requirements is the priorities of digital development. In this regard, the latest legislative innovations, as well as a number of measures for the restructuring of development institutions have given a new impetus to ensure progressive innovative development. The article discusses new conditions for the development of institutions, and also offers promising areas of interaction between banks and development institutions. The analysis of the models of work of development institutions is carried out. The main forms of financing innovative activities are considered. The mechanisms of interaction of the participants in the process have been determined, including taking into account regional characteristics. Legislative initiatives aimed at stimulating the development of innovations have been analyzed. The formulated proposals will be able to ensure a more dynamic development of innovations, which will allow launching the entire chain of updates in the technological field.

The thorny road to technology legitimation — Institutional work for potable water reuse in California

Our goal is to enhance the educational process, management, methodology, and information work through the implementation of digital technologies as a means of improving the professional competence of future vocational education instructors in the field of transport. The purpose of the study is to determine the role of digital technologies in the vocational education system; assess the readiness of students and instructors for the implementation of digital technologies; identify the necessary learning conditions for the effective integration of these technologies into the educational process and information work of higher education institutions; and outline possible options for the integrated use of digital technologies in specific areas of pedagogical activity. The achievement of the research objectives is ensured through the use of empirical methods (observation, analysis of research activities within the system, and analysis of teachers’ pedagogical activities). The article explores the theoretical and methodological aspects of integrating digital technologies to develop the professional competence of vocational education instructors in the field of transport. Based on an analysis of scientific and theoretical literature, it has been determined that the application of digital technologies in the professional training of educators contributes to improving education quality and ensuring a high level of specialist training. This approach also stimulates the development of an innovative educational environment that meets the modern demands of society and the labour market. The study analyses the process of acquiring digital skills, which are an essential component of professional training. It has been established that the use of digital technologies not only facilitates the acquisition of necessary knowledge but also fosters the ability to analyse the information space and adapt to the dynamic professional environment. Theoretical aspects of the research are complemented by an analysis of modern computer technologies in education, which significantly optimize the learning process for both instructors and students. The key principles ensuring the effective integration of digital technologies into the training of future vocational education instructors in the field of transport are outlined: – the principle of systematization, which involves creating a comprehensive educational system that integrates all components of the professional competence of future specialists; – the principle of integration, which aims to establish a unified educational system that combines various aspects of the learning process, including theoretical and practical training; – the principle of professional orientation, ensuring that the educational content aligns with the current labour market demands; – the principle of interactivity, which focuses on enhancing students’ cognitive engagement through interactive teaching methods; – the principle of reflection, which involves a systematic analysis by students of their own learning progress; – the principle of individualized learning, which is oriented toward creating personalized learning conditions for each student. It is emphasized that the process of digitalization in society and educational institutions significantly influences the content, organizational aspects, teaching methods, and management of the educational process. The development of a digital culture among instructors requires a high level of digital competence, including the ability to work with modern digital technologies and effectively use information and communication tools. The study concludes that there is a need for the active implementation of interactive educational environments, modern digital methodologies, and innovative pedagogical technologies in the professional training of future vocational education instructors. Special attention should be given to developing students’ digital competence and fostering effective networked interaction among all participants in the educational process. A virtual roadmap has been developed for instructors as an electronic, publicly accessible resource (e.g., a website), which outlines all the necessary mandatory steps that an instructor must follow while carrying out educational activities in vocational education institutions. The main directions of the instructor’s virtual roadmap have been identified, which should align with real educational activities within institutions.

Topicality. Today, in a highly competitive environment, ensuring the innovative development of the enterprise is becoming an increasingly important task. The modern economy and global development processes encourage businesses to innovate and develop their existing intellectual potential, which is an important source of continuous development and opportunities for companies to adapt to market demands. Creation, building and realization of intellectual potential is possible only in the long run, which indicates the relevance and necessity of the study of intellectual potential as an important component of innovative development of the enterprise. Aim and tasks. The aim of the article is to study the intellectual potential as a component of innovative development of the enterprise. To achieve this goal the following tasks were solved: the concept of innovative development of the enterprise and its components were considered; identified intellectual potential as an important component of innovative development of the enterprise; the main indicators of innovative development and activity of Ukrainian enterprises are analyzed. Research results. The concept and components of innovative development of the enterprise are considered in the article; identified an important component of innovative development of the enterprise - intellectual potential; the main indicators of innovative development and activity of Ukrainian enterprises are analyzed. The structure of the main components of innovative development of the enterprise is offered, the basic characteristics of intellectual potential are revealed, interrelation of intellectual and innovative potential is considered. Conclusion.. The level of the country's economy depends on the level of its innovative development, so the introduction of innovation potential in a market economy is one of the most powerful levers of competition and economic growth of enterprises. It is the innovative way of development that will stabilize and develop the activities of enterprises, provide Ukraine with a worthy place in the world and overcome the crisis. However, the innovative development of the state is impossible without sufficient intellectual potential, which in modern conditions is an important factor in ensuring innovative development in combination with effective and efficient financial, economic, legal mechanisms of the state. It can be said that for any country, education and innovation should become one of the most important areas of development in terms of long-term prospects of the country, its potential and competitiveness in today's world. Therefore, innovation development is not considered without the construction of a new innovative intellectual resource. An example for Ukraine can be Switzerland, which shows the best results among the world's leading countries in terms of economic openness and integration of human capital, or Sweden, which has a well-organized and efficient work of state institutions in implementing innovation, high level of staff skills. in the field of innovative technologies and processes, many universities and students that develop and implement innovations.

The article is devoted to the actual problem of formation of information -pedagogical competence for teachers of secondary vocational education (SVO). The educational organization is assessed as a basis for advanced training in the field of new information technologies. The author of the article offers a program of additional professional education (advanced training) for implementation in an educational institution, focusing on the conditions for its implementation. On the example of the introduction of the proposed model in the work of the SVO institution, conclusions are drawn about the feasibility and effectiveness of using the additional education program to increase the level of information-pedagogical competence for college and technical teachers.

Fiber Code Exhibition opened in China Design Museum of CAA on May 18th, 2021, lasting 4 months. This exhibition brings together the works of artists, design institutions and material laboratories from China, the United States, Germany, Canada, the United Kingdom, Japan, Hong Kong, Taiwan, and other places. It shows the research achievements of fiber materials in art and design, electronic technology, material engineering, biotechnology, artificial intelligence, and other fields, with a total of more than 150 sets of works and image products. This article will “decode” the exhibition comprehensively, and discuss the trend of art and design becoming more and more integrated today.

Agriculture continues to be one of the most significant sectors of India's economy today. The country is successfully performing in a wide range of primary sector fields, gradually increasing its export potential. However, the first green revolution caused significant damage to the country's resources, as a result of which, in the post-bipolar period, the state began to take actions aimed at changing the established practices of the last century. However, the second revolution, which began in the 1990s, did not solve all the difficulties. In this regard, the author's goal is to analyze the existing key problems of the primary sector and consider possible answers to them in the field of innovative technologies. The author comes to the conclusion that it is the digitalization of agricultural activities that could qualitatively increase the level of income of the population and the efficiency of the primary sector both in the domestic and foreign markets. At the same time, the introduction of new technologies is impossible without changing the institutional environment and work on socio-cultural factors that have a substantial negative impact not only on India's agriculture, but on all socio-economic processes in general, and therefore New Delhi will need to take comprehensive measures on a large scale rather than limit oneself to the primary economic sector. The Indian government has to carry out a comprehensive reform of its economy, otherwise there is a great threat of undermining social stability. The gradual introduction of innovative solutions and digitalization of agriculture will have a relatively quick, visible, but at the same time sustainable effect.

Molecular Markers in Plants surveys an array of technologies used in the molecular analysis of plants. The role molecular markers play in plant improvement has grown significantly as DNA sequencing and high-throughput technologies have matured. This timely review of technologies and techniques will provide readers with a useful resource on the latest molecular technologies. Molecular Markers in Plants not only reviews past achievements, but also catalogs recent advances and looks forward towards the future application of molecular technologies in plant improvement. Opening chapters look at the development of molecular technologies. Subsequent chapters look at a wide range of applications for the use of these advances in fields as diverse as plant breeding, production, biosecurity, and conservation. The final chapters look forward toward future developments in the field. Looking broadly at the field of molecular technologies, Molecular Markers in Plants will be an essential addition to the library of every researcher, institution, and company working in the field of plant improvement.

In this era of continuously progressing Information Technology, information exchange is taking place in various domains at a faster pace. However, availability of huge information, diversity of knowledge sources and variations in structure of languages, leads to some hurdles in its effective utilization. Use of Machine Translation is a good enough solution at this stage, which can remove several constraints up-to some extent. Also, because of the easy and economic Internet accessibility, Machine Translation is becoming crucial. But several technical constraints are there in Machine Translation process that must be resolved for qualitative translation. Anaphora resolution is one of the major and complex problems of Machine Translation. Many researchers and research institute working in the field of language technology and translation are continuously striving to resolve the problem. Depending upon type of language there may be various classes of anaphor.Therefore, depending upon the type of source and target language, type of anaphor and anaphor resolution process also may differ. This paper is an attempt to go in detail and reviewing of currently available theoretical approaches and algorithms of anaphora resolution that are being used in various machine translation models.

Globalization has been facing a backlash. By contrast, entrepreneurship has come to be seen as a panacea for economic development and generating jobs that are perceived to be under threat from globalization. In this Perspectives paper, our central argument is that globalization and entrepreneurship must be viewed holistically, recognizing that globalization is an enabler of important entrepreneurship outcomes. We argue that networks created as a byproduct of globalization facilitate various forms of entrepreneurship. Interpersonal networks (e.g., diasporas) facilitate transnational entrepreneurship which can, in turn, reduce institutional distance between locations. Interorganizational networks (e.g., MNE-orchestrated ecosystems) facilitate technology entrepreneurship which reinforces the institutional work that gives rise to new technological domains and fields. Intergovernmental and civil society networks facilitate social entrepreneurship which helps redress institutional voids. Thus globalization can be a force for good by enabling forms of entrepreneurship that enable important institutional change. We highlight the importance of paradox thinking, which is rooted in ancient Chinese philosophy, in transcending an either/or perspective of globalization and entrepreneurship.