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AI competence and Fintech entrepreneurship: a cross-cultural research in Vietnam and Poland

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Abstract
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Purpose This study aims to investigate how artificial intelligence (AI) competence and FinTech entrepreneurial identity influence individuals’ intentions to engage in FinTech entrepreneurship, extending the theory of planned behavior. It explores how these factors interact with attitude and perceived behavioral control in two cultural contexts and examines whether distinct configurational combinations of these factors lead to high entrepreneurial intention. Design/methodology/approach Data were collected from 585 students in Vietnam and 532 students in Poland. Multiple linear regression and polynomial regression with response surface analysis were used to test the hypothesized relationships and assess both linear and congruence effects. Fuzzy-set qualitative comparative analysis was additionally applied to identify equifinal combinations leading to high and low entrepreneurial intention. Findings AI competence enhanced FinTech entrepreneurial identity, attitude and perceived behavioral control in Vietnam, while in Poland it strengthened identity but reduced perceived control. FinTech entrepreneurial identity consistently reinforced attitude and perceived control, increasing entrepreneurial intention. Response surface analysis showed that intention was highest when attitude and perceived control were jointly strong. Configurational results indicate that entrepreneurial identity is a core condition across countries, whereas the role of competence varies by ecosystem maturity. Practical implications The results highlight the importance of fostering AI-related skills and FinTech identity development in entrepreneurship education and policy. Originality/value This study extends the theory of planned behavior by incorporating technology-oriented competence and identity, offering cross-cultural insights into FinTech entrepreneurship.

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Symmetric and asymmetric modeling of entrepreneurial ecosystem in developing entrepreneurial intentions among female university students in Saudi Arabia
  • Oct 11, 2019
  • International Journal of Gender and Entrepreneurship
  • Imran Ali + 2 more

PurposeUnlike previous studies that examine the role of different entrepreneurial ecosystem factors in predicting entrepreneurial intentions. The purpose of this study is to explain the direct effects of entrepreneurial ecosystem factors effecting entrepreneurial intentions and configurational combinations of entrepreneurial ecosystem factors that cause high or low entrepreneurial intentions among female university students in Saudi Arabia.Design/methodology/approachThe study used structured survey-questionnaire based data collected from 310 female students enrolled in different universities in Saudi Arabia. The study used symmetric analysis using structural equation modeling technique, whereas asymmetric analysis is performed using the fuzzy-set qualitative comparative analysis, necessary condition analysis is also used to identify the role of different entrepreneurial ecosystem factors in increasing and/or decreasing entrepreneurial intentions among young Saudi women.FindingsThe results of symmetrical analysis show that access to finance, access to physical infrastructure, and cultural factors are not significantly associated with entrepreneurial intentions, whereas government policies and regulations, government programs and support, social factors and entrepreneurship education and training are significantly associated with the development of entrepreneurial intentions among female Saudi university students. While the result of asymmetrical analysis provides 15 configurational models that explains the high levels of certain factors to predict entrepreneurial intentions among female university students in Saudi Arabia. Specifically, social support is found as necessary condition in majority of models to predict high levels of entrepreneurial intentions among female Saudi university students.Practical implicationsThe results of the study provide empirical evidence to policymakers in Saudi Arabia. The study proposes that it is not mandatory that the high levels of all entrepreneurial ecosystem factors are important to predict high entrepreneurial intentions, rather in some conditions the low levels of certain factors are obligatory to predict high levels of entrepreneurial intentions.Originality/valueTwo-step mix-method approach is used in this study containing analysis of symmetric within entrepreneurial ecosystem increase or decrease entrepreneurial intentions among female university students in Saudi Arabia. There has been plenty of research that examines the role of entrepreneurial ecosystem factors in development of university students’ entrepreneurial intentions, however there is less research evident in the entrepreneurship literature that examine the configurational effects of factors within entrepreneurial ecosystem in increasing and/or decreasing entrepreneurial intentions among female university students.

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Entrepreneurship education and entrepreneurial intentions of university students in Vietnam: the mediating roles of self-efficacy and learning orientation
  • Oct 26, 2020
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  • Giang Hoang + 3 more

PurposeThis study aims to explore the mediating roles of self-efficacy and learning orientation in the relationship between entrepreneurship education and entrepreneurial intentions of university students in Vietnam.Design/methodology/approachThe data were collected from an online survey of 1,021 university students in Vietnam. The authors conducted a hierarchical regression analysis to test the hypotheses.FindingsThe results of hierarchical regression analysis reveal that entrepreneurship education positively affects entrepreneurial intentions, and this relationship is mediated by both learning orientation and self-efficacy.Research limitations/implicationsThis study confirms the importance of entrepreneurship education in encouraging university students' entrepreneurial intentions.Practical implicationsThis study offers practical implications for universities and policy makers.Social implicationsThis study is one of the first to empirically examine the concept of entrepreneurship education and entrepreneurial intentions in an Asia-Pacific context.Originality/valueThis study emphasises the significance of entrepreneurship education and its effects on university students' entrepreneurial intentions. Furthermore, the findings confirm that self-efficacy and learning orientation play an important part in explaining how entrepreneurship education relates to entrepreneurial intentions.

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PurposeThe current study aims to explain the relationship between entrepreneurial education and entrepreneurial intention through a moderated mediation model from the lens of social cognitive career theory (SCCT). Specifically, two main objectives of this study are (1) to explore the mediation role of entrepreneurial self-efficacy in the relationship between entrepreneurial education and start-up intention and (2) to investigate the moderate role of family support on the effect of entrepreneurial education on entrepreneurial intention.Design/methodology/approachThis study uses a sample of 1879 students in Vietnam and SPSS PROCESS macro developed by Hayes (2012) to examine the indirect effect of entrepreneurial education on start-up intention via entrepreneurial self-efficacy and the moderated mediation effect of family support.FindingsThis study reveals that the association between entrepreneurial education and entrepreneurial intention is partially mediated via entrepreneurial self-efficacy. Also, the effect of entrepreneurial education on entrepreneurial self-efficacy and start-up intention was negatively moderated by family support. Furthermore, the indirect effect of entrepreneurial education on intention to form a venture via entrepreneurial self-efficacy is also negatively moderated by family support.Originality/valueThe entrepreneurial education and start-up intention linkage remain a significant gap in the entrepreneurship literature. Therefore, this research study is expected to contribute to clarifying this linkage by utilizing the SCCT to explain how entrepreneurial education contributes to entrepreneurial intention.

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Asymmetric modelling predicting migrants versus refugees starting new ventures
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Purpose This study aims to examine the entrepreneurship profiles of migrants and refugees relying on a neo-configurational approach that increases understanding of causal complexity, equifinality and causal asymmetry patterns to high entrepreneurial intentions in the two groups. Design/methodology/approach Using a fuzzy set qualitative comparative analysis method, the authors analysed 52 respondents – migrants and refugees. The findings show the existence of equifinality in which different configurations can lead to high and low entrepreneurial intentions, underlying that traumatic experiences have a major role in entrepreneurial intention. It also demonstrates that core conditions are associated with refugee’s configurations and causal asymmetry. The cross-sectional character of this research impedes the searching for a better causal relationship. The lack of studies that approach the subject of refugees makes it challenging to develop a robust theory in this sense. Findings The paper highlights five main configurations – two related to migrants’ profile and three related to refugees’ profile – that enable expanding the current knowledge and practices to better customize practices to increase entrepreneurial intention. Originality/value To the best of the authors’ knowledge, this is the first research using a configurational approach to explore migrant and refugee entrepreneurship intention profiles.

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Previous research This study was to understand the relationship between the three components of Planned Behavior Theory and the mediating effect of these components on the relationship between Entrepreneurship education and Self-efficacy on Entrepreneurial intentions among experienced students in Vietnam. The findings show that Entrepreneurship education has a direct positive effect on attitudes towards entrepreneurship, control of perceived behavior and subjective norms Entrepreneurship of engineering students in Vietnam. These findings are consistent with many previous studies have confirmed the role of entrepreneurship education in shaping students' entrepreneurial intentions. The main goal of this approach is to obtain empirical data that can be used in testing theoretical models through statistical analysis. Based on the results show that entrepreneurial self confidence (ESC), significantly mediated the relationship between Entrepreneurial Value (EV) and Entrepreneurial Interest (EI). Entrepreneurial values (EV) and Entrepreneurial Interests (EI) significantly mediates the relationship between entrepreneurial self confidence (ESC) and entrepreneurial interest (EI). The values that individuals believe in relation to the world of entrepreneurship strengthen their intention to become entrepreneurs. A number of studies have shown that entrepreneurship education at the elementary level can play an important role in shaping students' attitudes and interests in entrepreneurship in the future.

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  • Le Thanh Tung + 2 more

Purpose The persistent challenges of graduate unemployment call for entrepreneurial promotion for economic sustainability. Although Vietnam has invested heavily in entrepreneurship education (EE), the procedures by which EE becomes action -oriented are unclear. This study uses the social cognitive career theory (SCCT) to explore Vietnam's Generation Z students' entrepreneurial intention (EI) factors to fill theory gaps. The study explores entrepreneurship education (EE) and investigates the mediation of entrepreneurial self-efficacy (ESE) as well as the moderating role of perceived structural support (PSS). Design/methodology/approach Quantitative research was conducted using a cross-sectional survey and purposive sampling, analyzing data from 339 university students in Vietnam with the partial least squares structural equation modeling method. Findings The results confirm that EE significantly enhances both ESE and EI. ESE also exerts a positive influence on EI. Moreover, PSS plays a positive moderating role in the connections between EE, ESE and EI. These results underscore the relevance of the SCCT among young individuals in developing economies. Practical implications These findings provide valuable insights for educators and policymakers. Educators ought to create experiential EE modules in partnership with industry stakeholders. Policymakers can enhance entrepreneurship ecosystems through the implementation of targeted financial aid programs and incubator initiatives that provide structural support (SS) for new entrepreneurs. Originality/value This study expands a lens of the SCCT through an explanatory mechanism for the often-inconsistent results concerning the EE–ESE-EI link. By including PSS as a moderator, this study demonstrates how SS mechanisms boost the entrepreneurial ambitions of Generation Z students.

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  • Cite Count Icon 34
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Subjective norms and entrepreneurial intention: A moderated-serial mediation model
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The influence of the university entrepreneurial ecosystem on the entrepreneurial intentions of students in Vietnam
  • Nov 6, 2025
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Purpose The paper aims to explore the intricate relationship between the university entrepreneurial ecosystem and the entrepreneurial intentions of students in Vietnam. Design/methodology/approach By using the structural equation modelling approach, the study examines how various components of the ecosystem – including entrepreneurship policy, access to culture and entrepreneurial education – influence students’ motivation to pursue entrepreneurial ventures. Findings The findings reveal that a robust entrepreneurship education significantly enhances students’ entrepreneurial intention, while the theory of planned behaviour construct is insignificant for business administration majors. Entrepreneurship education mediates the relationship between entrepreneurial policy and intention, with notable differences between public and private university systems. Originality/value This research provides valuable insights for educators and policymakers seeking to create a more conducive environment for fostering entrepreneurship among university students in Vietnam.

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SEM-Based Study on Contributory Factors of Entrepreneurial Intention of Undergraduates in Private Universities in Hainan Province : Empirical Data from the Sanya University
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This paper, based on Structural Equation Modeling (SEM), surveys over 600 undergraduates studying in the Sanya University, the most typical private university in Hainan Province, to figure out main factors influencing entrepreneurial intention of this kind of students studying in private universities in the Province. Entrepreneurship have been considered as key factors for achieving economic development goals by a company, a region, or even a country. Scholars from all over the world studies diversified aspects, including national entrepreneurial environment, the relationship between innovation and socio-economic development and other macro matters, as well as characteristics of entrepreneurs, entrepreneurial motivation, entrepreneurial education, entrepreneurial process, teams, performance and intention and other micro problems, of which all result in fruitful achievements. However, the decision to start a business is the result of several interacting factors. Based on summarizing opinions, this paper focuses on studying the relationship among entrepreneurial education, motivation, support environment and intention of undergraduates in private universities. Results show that entrepreneurial education has a distinctively positive impact on entrepreneurial motivation, which significantly positively influences the entrepreneurial intention. Furthermore, entrepreneurial support environment surrounding universities plays a positively mediating role between entrepreneurial motivation and intention. Meanwhile, although entrepreneurial education has no striking effect on entrepreneurial intention, the motivation bridges the two. Therefore, private universities should continue improving entrepreneurial education, reinforcing undergraduates’ entrepreneurial motivation, and collaborating with local government, industries and relevant institutions for sound entrepreneurial support environment, in order to underpin the students’ entrepreneurial intention.

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  • Cite Count Icon 70
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Enhancing the effectiveness of entrepreneurship education: the role of entrepreneurial lecturers
  • Aug 12, 2019
  • Education + Training
  • Innocent Otache

Purpose Despite the inclusion of entrepreneurship education (EE) in the curricula of tertiary education institutions in Nigeria, graduate unemployment is still an issue of serious concern. This calls into question the effectiveness of EE in influencing students’ entrepreneurial intentions (EIs) and behaviours. Perhaps, the issue is with the EE lecturers. The questions, which should be answered include: are the lecturers who teach EE entrepreneurially inclined? Can lecturers who are not entrepreneurially inclined teach students to become entrepreneurs? The purpose of this paper, therefore, is to empirically explore the role of entrepreneurial lecturers in the relationship between EE and students’ EIs. Design/methodology/approach This study adopted a quantitative approach. Thus, a self-reported questionnaire was administered to a randomly selected sample of 256 Higher National Diploma II students of the Federal Polytechnic, Idah, Nigeria, who were exposed to EE. To analyse the data collected, partial least squares structural equation modelling (PLS-SEM) was performed using SmartPLS 2.0.M3 software. Findings Data analysis showed a significantly positive relationship between EE and students’ EIs on the one hand and between EE and perceived entrepreneurial lecturers (PELs) on the other hand. It was also found that PELs had a significantly positive link with students’ EIs. Further analysis indicated that PELs had a mediating effect on the relationship between EE and students’ EIs. Research limitations/implications This study was a single institutional study. Thus, the generalisability of its findings to other institutions is limited. Extending the research to other institutions and countries might be required to validate the findings presented. Practical implications This research work has some insightful implications for the teaching of EE. By implication, it provides an answer to the question: who should teach EE? To achieve greater impact of EE on students’ EIs and behaviours, entrepreneurial lecturers are required. It implies that EE lecturers should be entrepreneurially inclined. They should demonstrate sufficient entrepreneurial attitudes, intentions and behaviours. Social implications It has been argued that graduate unemployment constitutes a social problem to the society. In this regard, the suggestions made in this paper, if applied, would help resolve the problem of graduate unemployment in Nigeria and other countries. Originality/value This study is the first to provide empirical evidence of the role of entrepreneurial lecturers in the relationship between EE and students’ EIs. It has demonstrated that entrepreneurial lecturers could transfer the influence of EE to students’ EIs. Also, it has confirmed that EE lecturers are critical in the EE-students’ EIs relationship. Overall, this study makes a significant contribution to the discussion on how to enhance the effectiveness of EE in influencing students’ EIs and behaviours.

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  • Research Article
  • Cite Count Icon 23
  • 10.15390/eb.2019.6105
Validating Entrepreneurial Intentions Questionnaire to Assess the Impact of Entrepreneurship Education
  • Jan 31, 2019
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  • Muhammad Zaheer Asghar + 3 more

Entrepreneurship education plays an important role in social and economic development of a society through providing self-employment and job opportunities for others. Entrepreneurship education can catalyse entrepreneurial mindset through developing entrepreneurial intentions of graduates. Current study aims to validate entrepreneurial intentions questionnaire in order to study the impact of entrepreneurship education on student’s intentions to become an entrepreneur. The question under study is “does entrepreneurship education impact entrepreneurial intentions of the students?” Study has the following objectives; 1) to study the impact of entrepreneurship education on attitude of the students to become an entrepreneur; 2) to find out perceived behavioural control of the entrepreneurship education students to become an entrepreneur; 3) to understand the impact of subjective norms on entrepreneurship education students to become an entrepreneur; 4) to assess the impact of entrepreneurship education on entrepreneurial intentions of the students. This study will utilize theory of planned behaviour as theoretical framework of the study. According to theory of planned behaviour entrepreneurial intentions of a person are formed through a complex process with some antecedents. The antecedents of entrepreneurial intentions are comprised of attitude of the persons towards entrepreneurship; Subjective norms of a person towards entrepreneurship; and perceived behavioural control of a person towards entrepreneurial intentions. It is a quantitative study based on casual comparative research design. Entrepreneurial Intentions Questionnaire was developed based on theory of planned behaviour. It was pilot tested on students (n=60) for reliability and validation tests. It was validated to make a comparison between technology education students’ (n=240) who have participated in entrepreneurship education and technology education students’ (n=302) who have not participated in entrepreneurship education. The findings of the study have shown appropriateness of theory of planned behaviour to measure entrepreneurial intentions of the students. Students who have participated in entrepreneurship education have shown higher intentions than non participants. Study was concluded with the fact entrepreneurship education does not impact directly to the intentions of the students but it has influence on entrepreneurial intentions of the students through antecedents of intentions. The questionnaire validated for study can be useful for further measurement of entrepreneurial intentions of the students. Cronbach’s Alpha was used to test reliability of questionnaire. Factor analysis was used to test validity of the questionnaire. t-test was applied to find out difference in intentions between entrepreneurship education participants and non participants. Structural equation model (SEM)was used to find out relationship between entrepreneurship education and antecedents of entrepreneurial intentions.This study was knowledge addition about entrepreneurial intentions of the students in Pakistani context and impact of entrepreneurship education. Future study can be conducted to study the new venture creation process of the students with high entrepreneurial intentions.

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Data on entrepreneurship education and students’ entrepreneurial intention: The role of parents
  • Dec 2, 2025
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Data on entrepreneurship education and students’ entrepreneurial intention: The role of parents

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  • Cite Count Icon 103
  • 10.1108/et-01-2019-0005
The effects of entrepreneurship education on students’ entrepreneurial intentions
  • Nov 8, 2019
  • Education + Training
  • Innocent Otache + 3 more

PurposeThe purpose of this paper is to employ a longitudinal approach to assess the effects of entrepreneurship education (EE) on students’ entrepreneurial intentions (EIs) through the constructs of the theory of planned behaviour (TPB), which include attitudes towards behaviour (ATB), subjective norms (SN) and perceived behavioural control (PBC). Specifically, this study aims to achieve two objectives: first, to determine if students’ ATB, SN, PBC and EIs would increase significantly after their exposure to EE; and second, to establish whether students’ ATB, SN and PBC mediate the relationship between EE and their EIs.Design/methodology/approachThis longitudinal study employed a one-group pretest-posttest experimental research design. A self-reported questionnaire was administered to a randomly selected sample of 250 National Diploma students from five polytechnics in the North Central part of Nigeria before and after they were exposed to EE. To achieve the objectives of this study, repeated-measures t-test and partial least squares structural equation modelling were performed using Statistical Package for the Social Sciences and SmartPLS, respectively, for data analysis.FindingsThe results of the paired-samples t-test showed that students’ ATB, SN, PBC and EIs increased significantly after their exposure to EE. Also, further data analysis revealed that EE had a significantly positive relationship with students’ ATB, SN, PBC and EIs. Similarly, the results of the structural model indicated that ATB had a significantly positive link with students’ EIs and also mediated the relationship between EE and students’ EIs. SN and PBC had a positive but not statistically significant relationship with students’ EIs and did not mediate the relationship between EE and students’ EIs.Practical implicationsThe findings of this study provide interesting implications for EE and entrepreneurship policies in Nigeria. More specifically, the findings provide some practical implications for the Nigerian government and the EE curriculum developers. To achieve greater impact of EE on students’ EIs at the tertiary education level, the Nigerian government should incorporate EE into the curricula at the primary and secondary education levels. Equipping students at the primary and secondary education levels with entrepreneurial knowledge, competencies and skills would enable them to develop a strong entrepreneurial mindset even before they gain admission to tertiary institutions.Originality/valueIt is one of the few studies that have tested empirically both the direct and the indirect effects of EE on students’ EIs in a single study. Thus, it helps to further clarify the links between EE and EIs. Besides, it is among the first studies to adopt a longitudinal approach to assess the effects of EE on students’ EIs through the constructs of the TPB (i.e. ATB, SN and PBC) in the Nigerian context.

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TED Talks and entrepreneurial intention in higher education: A fsQCA approach
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TED Talks and entrepreneurial intention in higher education: A fsQCA approach

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