Abstract
CONCLUSION: 1. 84% of respondents are salaried employees and have their PLI paid for by an institution. 2. Significant percentages are unsure or have no knowledge of their type of PLI policy or policy limits. 3. Two thirds experienced at least one liability claim. 4. Two thirds of claims were dropped without payment, about /4 were settled with payment and < 10% went to trial with majority of Defense verdicts. 5. Experience with liability claims prompted significant changes in practice patterns and the practice of defensive medicine.
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