Abstract
Over the previous two decades, evеryday life of the society, fundamental rights, social interactions and economy have become largely dependant on the continuous work on the computers and communication technologies. Cyber risks pose everyday threat to the uninterrupted operation and service provision in the public and private sectors, and their occurrence may cause catastrophic consequences to property and people. This necessitates adequate IT risk management and appropriate contract framework of insurance. This paper deals with the analysis of different definitions of the information risks and a few terms connected with information risks, information risk exposure, reasons for cyber insurance, and object of cyber insurance by analyzing insurance policies from London market.
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