청년층의 소득 및 자산 감소에 따른 주택구입능력 변화와 구입 가능한 주택규모 추정*

Abstract

Recently, Korean housing market is going through a rapid shift due to demographic and economic changes. In the era of low growth, employment is unstable; housing price is high compared to income; and housing expenses are burdensome because monthly rent is increasing. All these factors weaken the housing purchasing power of the mid-20s to 30s, which further leads to an unstable housing market. In this sense, the research aims to propose measures and recommendations to improve their purchasing power. Followings are the main findings of the analysis. First, among the mid-20s to 30s whose age is in between 25 to 39 years, the 25 to 34 years’ housing demand were sharply decreased due to the change in employment and income. Their housing expenses increased in a great deal. Second, the analysis on the mid-20s to 30s’ affordable housing price shows that the mid- and low-income households whose age is in between 25 to 34 years, living in Seoul, Gyeonggi, Ulsan, and Busan suffer from higher housing unstability. Third, mid- to long-term and comprehensive plan needs to be implemented for housing stability of the mid-20s to 30s.